We're aware that dates on the forum are not currently showing correctly, and that mobile users may see some extra spacing between threads. Please bear with us while we get this fixed.
We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly, and that mobile users may see some extra spacing between threads. Please bear with us while we get this fixed, and see Site Feedback for updates.

Vehicle Insurance Auto Renewal

2»

Comments

  • FSL1980
    FSL1980 Posts: 10 Forumite
    First Post
    The latest policy

  • FSL1980
    FSL1980 Posts: 10 Forumite
    First Post
    Original policy makes no mention of a tracker
    Current policy states that a tracker is required in a clause after the schedule certificate 
    The current policy also states there is no security device fitted in the statement of fact
  • FSL1980
    FSL1980 Posts: 10 Forumite
    First Post
    I have now submitted the claim and will await further communication from them.

    All communication from One Call relating to the policy that was renewed in November 2022 refers to it as a 'renewal' despite the underwriter and the conditions changing significantly. They also state that the renewal is based on information provided by me to take out the original tracker. As stated previously the statement of fact from the current underwriter states 'no security device fitted'

    I'm pretty certain the claim will be rejected but am hoping that I have enough evidence to argue it. 

    Thank you all for your help 
  • FSL, some insurance documents automatically list all endorsements which 'could' apply to a policy. You see to check if this definitely seems to apply to yours. Normally each endorsement is numbered and the relevant numbers then shown on your schedule and/or certificate  
        
  • DullGreyGuy
    DullGreyGuy Posts: 15,660 Forumite
    10,000 Posts Second Anniversary Name Dropper
    From the broker's perspective it is a renewal, you've agreed to stay with them for another year. The fact they rebroke the business and placed you with a different insurer doesn't change that fact. 
  • FSL1980
    FSL1980 Posts: 10 Forumite
    First Post
    Morph4610 said:
    FSL, some insurance documents automatically list all endorsements which 'could' apply to a policy. You see to check if this definitely seems to apply to yours. Normally each endorsement is numbered and the relevant numbers then shown on your schedule and/or certificate  
        
    THANK YOU SO MUCH! 
    It looks like this is the case - the endorsement regarding the use of a tracker is not referenced on my schedule. I am so relieved!!!
    Thank you again!!!
  • That's really good news. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.3K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 240.9K Work, Benefits & Business
  • 617.2K Mortgages, Homes & Bills
  • 175.6K Life & Family
  • 254.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.