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Home Insurance and Selling on Ebay from Home
mr_harris
Posts: 67 Forumite
Hi All
I run a small business and work as an Ebay reseller from home can anyone recommend an insurance company they use for this purpose, I do understand that you have to declare as a business with your insurance company otherwise you could have your insurance policy void.
So if anyone knows an insurance company for this that would be a great help kind regards
I run a small business and work as an Ebay reseller from home can anyone recommend an insurance company they use for this purpose, I do understand that you have to declare as a business with your insurance company otherwise you could have your insurance policy void.
So if anyone knows an insurance company for this that would be a great help kind regards
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Comments
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I would recommend going via a broker who deals with commercial as well as domestic insurance. I can't remember who I use, but it is important that if you use separate companies for the contents and buildings that everyone knows that stock is involved.There is no point trying to use price comaparison sites in my experience. I spent a lot of time some years ago phoning insurance companies to try to get quotes, but it was only via brokers who know the best companies to approach that I got sensible quotes.0
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Could either of you give a name or two of any insurance companies that's best for this?0
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When I used the comparison sites there was a box to tick for clerical work only, would that fit?I'm a Forum Ambassador on the housing, mortgages, student & coronavirus Boards, money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.1
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If you don't have visitors (odd collection in a blue moon would be fine) as above I think clerical covers it. You could always call any of the standard companies and double check.In the game of chess you can never let your adversary see your pieces0
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If you don't have visitors (odd collection in a blue moon would be fine) as above I think clerical covers it. You could always call any of the standard companies and double check.
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silvercar said:When I used the comparison sites there was a box to tick for clerical work only, would that fit?
Probably not because any stock is probably not covered. Maybe also an issue where the address is show on ebay?Censorship Reigns Supreme in Troll City...0 -
mr_harris said:Hi All
I run a small business and work as an Ebay reseller from home can anyone recommend an insurance company they use for this purpose, I do understand that you have to declare as a business with your insurance company otherwise you could have your insurance policy void.
So if anyone knows an insurance company for this that would be a great help kind regards0 -
It's also down to the nature of the items, if they are stored or processed at home.High value items could increase the theft risk. Items containing batteries could increase the fire risk. Etc.Philip0
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