We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

JLP 39.9apr, Is there Lower Rate Cards

Options
Dandytf
Dandytf Posts: 5,073 Forumite
Part of the Furniture 1,000 Posts Name Dropper

John Lewis Partnership Credit Card

0% interest on purchases for 6 months

39.9apr

I guesss there could be Lower rate jlp Cards, is there any known holders that can confirm if jlp may offer Lower rate in future if I apply for this Card.

thanks
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 August 2023 at 2:03PM
    When it says   27.9% representative this means that at least 51% of customers get 27.9 or lower. Where did you see 39.9?
    That said, IMO even 15% is far too high price for borrowing money. Why are you concerned about the APR? After 0% ends, just pay your balance in full every month and you won't be charged any interest.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 26 August 2023 at 1:52PM
    I missed that 27.9 rep info.
    I was reading
    Pre-approved
    Learn more
    39.9%
    Guaranteed APR

    Though I apppreciate APR is of No immediate concern.

    thanks 
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.