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Possible 2 Santander Edge saving accounts using a joint Edge Current account.

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  • pfpf
    pfpf Posts: 5,117 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Slinky said:
    Dustybee said:
    Can a joint Edge Current Account be opened online easily, like opening a solo account?

    We had a joint 123 account already so there was no problem opening a joint Edge Current account.
    did you "upgrade" the 123 to Edge or open a new Edge joint?
  • pfpf
    pfpf Posts: 5,117 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 13 October 2023 at 1:30PM
    to add....i have just changed our really old joint Abbey account to an Edge and we now have the additional 2 edge savers between us :).
  • clivep
    clivep Posts: 631 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Alex.T said:
    From my workings out, it was better off us keeping the 123 lite, as we earned more from the cash back (minus fee) on that, then we would earning 1% from the edge. Plus we also get cash back on 123 credit card on fuel and supermarket too, 

    still opened Solo and joint edge accounts though, and will fund the 7% saver account on the 1st. Our plan is to not use the edge current accounts at all, so hopefully won’t get charged the monthly fee.

    Ditto...
    Our 123 lite gives better cashback so will be kept.
    2 x sole Edge current a/cs & a joint one opened yesterday along with 4 x 7% savers. No DDs will be set up so no cashback and therefore no £3 monthly fees. £16K deposited via the current a/cs into the 7% savers. All according to the t's & c's - it's not a condition of the Edge current a/c that you need to qualify for cashback.

  • Slinky
    Slinky Posts: 11,030 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    pfpf said:
    Slinky said:
    Dustybee said:
    Can a joint Edge Current Account be opened online easily, like opening a solo account?

    We had a joint 123 account already so there was no problem opening a joint Edge Current account.
    did you "upgrade" the 123 to Edge or open a new Edge joint?

    We opened a new Edge and kept the 123 as well
    Make £2025 in 2025
    Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
    Total £915.94/£2025 45.2%

    Make £2024 in 2024
    Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44
    Total £1410/£2024  70%

    Make £2023 in 2023  Total: £2606.33/£2023  128.8%



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