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Free work shares

housebuyer143
housebuyer143 Posts: 4,299 Forumite
1,000 Posts Fourth Anniversary Name Dropper
edited 21 August 2023 at 7:11PM in Savings & investments
I was given £500 in free work shares a few years ago. Now they are maturing and the only option I have been given is to have the shares sent to me as a share certificate. 

They will deduct NI and tax from these before paying them to me (even though I don't pay tax or NI -can I claim this back?) And then I have to sell them. 

Will I incur CGT on these?. If so, will it be the difference between the price when they were bought (the time they sent my share certificate and charged me tax) and the price I sell them? 

Comments

  • InvesterJones
    InvesterJones Posts: 1,644 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 21 August 2023 at 8:03PM
    Will I incur CGT on these?. If so, will it be the difference between the price when they were bought (the time they sent my share certificate and charged me tax) and the price I sell them? 
    Yes and probably yes. However it'll hopefully fall within your personal CGT allowance (£6000 this year) so you won't end up paying anything extra.

  • housebuyer143
    housebuyer143 Posts: 4,299 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 21 August 2023 at 8:17PM
    Will I incur CGT on these?. If so, will it be the difference between the price when they were bought (the time they sent my share certificate and charged me tax) and the price I sell them? 
    Yes and probably yes. However it'll hopefully fall within your personal CGT allowance (£6000 this year) so you won't end up paying anything extra.

    Thanks, I have also redeemed £26,000 with of shares this month with a £12k profit which took all my allowance and my husbands so I have no allowance left 😭 
    I guess I can hold them until April next year. 

    Do you know if I can claim the tax back on there? I'm not sure how it works. 
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