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Debt collection email from US

I live in the UK. I've just received an email from a (legit I think) debt collector in the US, referring to someone with my name. 

I think they've possibly just guessed the email address, or it's a real person has given them my email address. 

It refers to someone with my name, and a physical address in California. 

Am I best ignoring it or replying and proving to them they have the wrong email address? 

My main concern is that I apply for ESTA with that email, and I would not want to be rejected if there are debts run up against it. 

Thanks for any help!
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Comments

  • powerful_Rogue
    powerful_Rogue Posts: 8,316 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 August 2023 at 9:56PM
    If it's a legit company, just email them back.
    No idea how debt collection works in the US and whether there are any links to ETSA.
  • user1977
    user1977 Posts: 17,638 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    It's probably just a typo. I doubt ESTA cares about debts anyway.

    My email address keeps on getting mixed up with somebody in Michigan (apparently I had an appointment in Ann Arbor yesterday to pick up my new driving license...), some Harley Davidson fan in Florida (I've had a few emails from their bank), a Canadian who makes custom-printed hockey shirts, somebody active in the Mormon church in Australia, and briefly I was on a Californian school's parents mailing list.
  • Abbafan1972
    Abbafan1972 Posts: 7,142 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    This is odd. I would email them back. 

    What is ESTA please? 
    Striving to clear the mortgage before it finishes in Dec 2028 - amount currently owed - £26,322.67
  • la531983
    la531983 Posts: 2,999 Forumite
    1,000 Posts First Anniversary Name Dropper
    This is odd. I would email them back. 

    What is ESTA please? 
    If you are ever going to the States, you apply for an ESTA. 
  • user1977
    user1977 Posts: 17,638 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper

    What is ESTA please? 
    It’s the visa waiver for visitors. But it’s criminal records they care about, not debts or other civil legal problems.
  • tightauldgit
    tightauldgit Posts: 2,628 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Just email them back and say you think they have the wrong person but if they believe they haven;t then please provide evidence of the debt. 
  • user1977
    user1977 Posts: 17,638 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Just email them back and say you think they have the wrong person but if they believe they haven;t then please provide evidence of the debt. 
    I would just leave it as they've got the wrong address, rather than get into correspondence about the debt.
  • prowla
    prowla Posts: 13,941 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Don't click on links in the mail.
    I wouldn't reply to it either - that confirms to a scammer that you are there.
  • Trigger79
    Trigger79 Posts: 33 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Thanks for the advice all, really helpful

    @prowla I'm pretty sure it's not a scammer, the email address checks out and there are no tracking links or spoofing links in the email. 

    I think on the advice I will email them back and just tell them they have the wrong email address. 

    I really appreciate the advice, thank you all!
  • I believe they are able to mask an email address and pretend it's the real one.  Forward the email rather than reply and type in the email address you get from their web site - do not simply press reply
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