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Pending charge
V2001
Posts: 248 Forumite
I'm in process of selling my house, but no exchange or completion has been done yet. I don't have a mortgage on the property I'm selling.
Today I got a notification from hmrc property alert saying:
The activity details are:-
Search lodged by Infotrack Limited
On: 17.Aug.2023 At: 15:46:53
HM Land Registry reference: 09
To protect a pending: Charge
In favour of: Accord Mortgages Ltd
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Is this someone doing something suspicious. Reason I ask I know other side havnt exchanged so it can't be them putting a charge on my property??
Today I got a notification from hmrc property alert saying:
The activity details are:-
Search lodged by Infotrack Limited
On: 17.Aug.2023 At: 15:46:53
HM Land Registry reference: 09
To protect a pending: Charge
In favour of: Accord Mortgages Ltd
-------
Is this someone doing something suspicious. Reason I ask I know other side havnt exchanged so it can't be them putting a charge on my property??
0
Comments
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anything for you to click on in the email? if so I suspect it's a phishing scam.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe and Old Style Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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It's probably the buyers solicitor but normally they do it a little later into the process. You can call land registry if you are worried1
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Looks like a priority search by the buyers, which would be normal (and may happen before exchange). Ask your conveyancer if you're not sure what's going on, but I very much doubt it's anything to be worried about.1
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Yes as user1977 says, it looks like this is your buyers sols ( via infotrack) doing their priority search with the Land Registry.This effectively puts the LR on notice that a change in ownership is imminent and affords priority to (your buyers lender in this case) for 30 working days.post completion your buyers sols need to submit their application to register the new buyer as the owner or extend their priority search if there's going to be a delay.it's nothing to worry about but speakto your solicitor or the LR if you are worried.1
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Ps it also serves as a check that nothing has changed on your title since your solicitor issued contract papers1
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OK thanks for the useful replies0
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