Pending charge

V2001

I'm in process of selling my house, but no exchange or completion has been done yet. I don't have a mortgage on the property I'm selling.

Today I got a notification from hmrc property alert saying:
The activity details are:-

Search lodged by Infotrack Limited

On: 17.Aug.2023 At: 15:46:53

HM Land Registry reference: 09
To protect a pending: Charge
In favour of: Accord Mortgages Ltd
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Is this someone doing something suspicious.  Reason I ask I know other side havnt exchanged so it can't be them putting a charge on my property??

Brie

anything for you to click on in the email?  if so I suspect it's a phishing scam.  

housebuyer143

It's probably the buyers solicitor but normally they do it a little later into the process. You can call land registry if you are worried 

user1977

Looks like a priority search by the buyers, which would be normal (and may happen before exchange). Ask your conveyancer if you're not sure what's going on, but I very much doubt it's anything to be worried about.

Flat_Eric

Yes as user1977 says, it looks like this is your buyers sols ( via infotrack) doing their priority search with the Land Registry.

This effectively puts the LR on notice that a change in ownership is imminent and affords priority to (your buyers lender in this case) for 30 working days.

post completion your buyers sols need to submit their application to register the new buyer as the owner or extend their priority search if there's going to be a delay. 

it's nothing to worry about but speakto your solicitor or the LR if you are worried.

 

Flat_Eric

Ps it also serves as a check that nothing has changed on your title since your solicitor issued contract papers

V2001

OK thanks for the useful replies