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Pending charge

I'm in process of selling my house, but no exchange or completion has been done yet. I don't have a mortgage on the property I'm selling.

Today I got a notification from hmrc property alert saying:
The activity details are:-

Search lodged by Infotrack Limited

On: 17.Aug.2023 At: 15:46:53

HM Land Registry reference: 09
To protect a pending: Charge
In favour of: Accord Mortgages Ltd

Is this someone doing something suspicious.  Reason I ask I know other side havnt exchanged so it can't be them putting a charge on my property??


  • Brie
    Brie Forumite Posts: 7,387
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    anything for you to click on in the email?  if so I suspect it's a phishing scam.  
    "Never retract, never explain, never apologise; get things done and let them howl.”

    2023 £1 a day  £553.26/365
  • housebuyer143
    housebuyer143 Forumite Posts: 2,582
    1,000 Posts First Anniversary Name Dropper
    edited 17 August at 4:49PM
    It's probably the buyers solicitor but normally they do it a little later into the process. You can call land registry if you are worried 
  • user1977
    user1977 Forumite Posts: 11,709
    10,000 Posts Fifth Anniversary Name Dropper Combo Breaker
    Looks like a priority search by the buyers, which would be normal (and may happen before exchange). Ask your conveyancer if you're not sure what's going on, but I very much doubt it's anything to be worried about.
  • Flat_Eric
    Flat_Eric Forumite Posts: 4,060
    Part of the Furniture 1,000 Posts
    Yes as user1977 says, it looks like this is your buyers sols ( via infotrack) doing their priority search with the Land Registry.

    This effectively puts the LR on notice that a change in ownership is imminent and affords priority to (your buyers lender in this case) for 30 working days.

    post completion your buyers sols need to submit their application to register the new buyer as the owner or extend their priority search if there's going to be a delay. 

    it's nothing to worry about but speakto your solicitor or the LR if you are worried.

  • Flat_Eric
    Flat_Eric Forumite Posts: 4,060
    Part of the Furniture 1,000 Posts
    Ps it also serves as a check that nothing has changed on your title since your solicitor issued contract papers
  • V2001
    V2001 Forumite Posts: 162
    Third Anniversary 100 Posts Name Dropper
    OK thanks for the useful replies
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