Insurance for a Land Rover

Last year my wife insured her Landrover Discovery with John Lewis Finance for £528. John Lewis has declined to renew this year. There have been no claims or other encumbrances.

My wife is looking for a new insurer covering on a like-for-like basis. The best price so far is £950, an uplift of 82%. Why is the increase so large? Is this an oddity of having a Land Rover?
I have osteoarthritis in my hands so I speak my messages into a microphone using Dragon. Some people make "typos" but I often make "speakos".

Comments

  • dunstonh
    dunstonh Posts: 119,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Why is the increase so large? Is this an oddity of having a Land Rover?
    Certain brands are suffering a massive increase in thefts.   Land Rover is one of those.   Whilst rural locations don't seem affected by these large increases, towns and city locations have seen people refused renewals or suffer large increases.    
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Ayr_Rage
    Ayr_Rage Posts: 2,275 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    In another topic a member is reporting a six fold increase in insurance for a JLR vehicle, so less than double does not seem too bad.
  • Sterlingtimes
    Sterlingtimes Posts: 2,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    dunstonh said:
    Why is the increase so large? Is this an oddity of having a Land Rover?
    Certain brands are suffering a massive increase in thefts.   Land Rover is one of those.   Whilst rural locations don't seem affected by these large increases, towns and city locations have seen people refused renewals or suffer large increases.    
    Great response. Thank you. This explains quite a lot. Some quotations are ridiculously high: £2,000+, £3,000+.
    I have osteoarthritis in my hands so I speak my messages into a microphone using Dragon. Some people make "typos" but I often make "speakos".
  • Sterlingtimes
    Sterlingtimes Posts: 2,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ayr_Rage said:
    In another topic a member is reporting a six fold increase in insurance for a JLR vehicle, so less than double does not seem too bad.
    Thank you. In a way, your posting is reassuring. We may well need to bite the bullet and accept a 100% increase from a reputable insurer.
    I have osteoarthritis in my hands so I speak my messages into a microphone using Dragon. Some people make "typos" but I often make "speakos".
  • baser999
    baser999 Posts: 1,236 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Certainly run your details through the comparison sites before accepting a 100% increase
  • Sterlingtimes
    Sterlingtimes Posts: 2,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I reinsured the Land Rover with LV after much research. The price rises from £528 to £1,035. A year-on-year increase of 96%.

    Our Ford Fiesta goes up from £488 to £678. An increase of 39%.

    Meanwhile, the Isuzu D-Max increases from £475 to £510. An increase of 7%.


    I have osteoarthritis in my hands so I speak my messages into a microphone using Dragon. Some people make "typos" but I often make "speakos".
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