We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Will unarranged overdraft affect credit score?
mortage84
Posts: 3 Newbie
Hopefully applying for a mortgage beginning of next year.
Stupidly forgot to change the standing order amount for my regular saver for my second bank account. Received a text to notify me, I paid off the full amount (£200) to bring me back into positive within about half an hour.
Stupidly forgot to change the standing order amount for my regular saver for my second bank account. Received a text to notify me, I paid off the full amount (£200) to bring me back into positive within about half an hour.
Will this have effected my credit file?!
0
Comments
-
No.
.....0 -
Will unarranged overdraft affect credit score?
Who knows? But as your score is a randomly generated number produced for entertainment purposes only you do not need to worry about it.
As for your credit standing, no, this will not give you any issues.
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
