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Will unarranged overdraft affect credit score?
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mortage84
Posts: 3 Newbie
Hopefully applying for a mortgage beginning of next year.
Stupidly forgot to change the standing order amount for my regular saver for my second bank account. Received a text to notify me, I paid off the full amount (£200) to bring me back into positive within about half an hour.
Stupidly forgot to change the standing order amount for my regular saver for my second bank account. Received a text to notify me, I paid off the full amount (£200) to bring me back into positive within about half an hour.
Will this have effected my credit file?!
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No.
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Will unarranged overdraft affect credit score?
Who knows? But as your score is a randomly generated number produced for entertainment purposes only you do not need to worry about it.
As for your credit standing, no, this will not give you any issues.
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