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Car Insurer Not Recognising My NCD After 2 years This is criminal.

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Comments

  • Philip_P
    Philip_P Posts: 30 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    My NCD is nearly 2.5 years old but I've been driving a company car for that time. The insurance company said they will provide me with a document proving this. Will any insurance companies accept this document as evidence of NCD and if so, which ones?
  • MyRealNameToo
    MyRealNameToo Posts: 4,150 Forumite
    1,000 Posts Name Dropper
    Philip_P said:
    My NCD is nearly 2.5 years old but I've been driving a company car for that time. The insurance company said they will provide me with a document proving this. Will any insurance companies accept this document as evidence of NCD and if so, which ones?
    Some will give discounts based on company car history, less (maybe none) will glue together personal NCD and company history to give a continuous NCD. 

    The Aggregators when you fill in the forms give you the option to say if its personal NCD or from a company car (or from abroad etc) so no need to target particular firms as each one quoting will know what you have an either quote considering the company car history, excluding the history but with a introductory NCD or 0 NCD as their system is set up. 

    NCD is rarely the 70%-80% discount of old these days, many are variable depending on a number of other factors. For some the average discount is under 10%
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