Renewal car insurance declined

lemondrops69

Sea_Shell said:

Yes, average prices are on the increase, but it does seem very bizarre to go from £320 odd quid (low risk) premium to "no quote".

Their algorithms must be having a brain fart.

Insurers seem to be making some very strange decisions recently....or are blacklisting certain model cars.   I've heard anecdotally (here), that Land/Range Rover are being singled out.   What to you drive?

If they don't want £300 "ordinary" customers, who do they want?

Range Rovers, especially the disco sport are singled out as they keep getting stolen, apparently 

peter12345678910

You have to mention that you have been rejected car insurance if you apply for new insurance. It is not personal but different cars are handled in different ways, is it a Land Rover Disco Sport?

Sea_Shell

peter12345678910 said:

You have to mention that you have been rejected car insurance if you apply for new insurance. It is not personal but different cars are handled in different ways, is it a Land Rover Disco Sport?

I don't believe that a non-renewal counts as a "rejection".      Each policy is a separate 12 month contract.   They have chosen not to offer you another.  You haven't been "cancelled"

Car_54

peter12345678910 said:

You have to mention that you have been rejected car insurance if you apply for new insurance. It is not personal but different cars are handled in different ways, is it a Land Rover Disco Sport?

He hasn't been rejected: he simply hasn't been invited to renew. It happens all the time. No need to declare anything.

tifo

WellKnownSid said:

My son (18) is currently getting IMHO silly-cheap (£1,500 - £2,000) quotes for insuring quite high performance (group 30-35) cars, including some boy-racer favourites.  His friends at work 20 miles away with the same driving experience are being quoted North of £6,000 for a one litre.

This is the way insurers work, your son is lucky to get a quote of £1,500 to £2,000 for an 18 year old with high performance cars, most kids that age wouldn't, including mine who paid approx £3,500 to £4,000 from 18 to 21. It's still between £2,500 to £3,000 a year, for high performance german cars

datostar

Could they be operating like Coutt's Bank and scanning social media etc. for unsuitable political views?  

Car_54

datostar said:

Could they be operating like Coutt's Bank and scanning social media etc. for unsuitable political views?  

Why do you think Coutts (no apostrophe) “scour social media”? Farage’s unsuitable political views were hardly a secret.