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DRO application help

jkepple Forumite Posts: 16
10 Posts First Anniversary
I have debts of about £11k. I'm thinking of applying for a DRO via CAB as I've heard horror stories regarding IVAs.
I just wanted to know:
- Can I apply for a DRO for myself or does my wife's income and debt have to be taken into account (we have separate accounts, and she has £5k worth of debt)
- Are phone contracts and car insurance paid by monthly DD have to be included?
- Would my bank automatically move me onto a basic account?
Thanks for any advice


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