Problem with Halifax Clarity Card?

I've used my Clarity card for many years both in person and online for foreign transactions without incident but recently they've declined a transaction I've made many times before and as they refuse to fix it, I'm in need of an alternative?

(I pay for an online service priced in US$ and every time my card expires, I have to supply updated details so I can be charged at renewal time. The supplier attempts to authorise US$1.00 to check the card but this is declined because of a new Halifax anti-fraud policy of declining anything less than one euro and the dollar is currently less than a euro)

So, I'm after a card that is practical to use online for US$?

Thanks

(My username is not related to my real name)

Comments


  • So, I'm after a card that is practical to use online for US$?

    Pretty much anything.
  • daivid
    daivid Posts: 1,285 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I assume you are wanting to avoid foreign currency charges that could apply. If you are happy with a debit card Chase would a good option, as would First Direct if you wanted a linked saver and interest free overdraft. If you want a credit card Barclaycard rewards would do the job of the Clarity and give .25% cashback.
  • WillPS
    WillPS Posts: 4,936 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    I've used my Clarity card for many years both in person and online for foreign transactions without incident but recently they've declined a transaction I've made many times before and as they refuse to fix it, I'm in need of an alternative?

    (I pay for an online service priced in US$ and every time my card expires, I have to supply updated details so I can be charged at renewal time. The supplier attempts to authorise US$1.00 to check the card but this is declined because of a new Halifax anti-fraud policy of declining anything less than one euro and the dollar is currently less than a euro)

    I've never heard of such a limit. Are you saying you can't just buy, say, a single banana using your Halifax Clarity card?
  • WillPS said:
    I've never heard of such a limit. Are you saying you can't just buy, say, a single banana using your Halifax Clarity card?
    I've not tried it and I expect the security for in-person transactions is different to that for online
    You're unlikely to hear of exact authorisation limits for obvious reasons :smile:
    (My username is not related to my real name)
  • WillPS said:
    I've used my Clarity card for many years both in person and online for foreign transactions without incident but recently they've declined a transaction I've made many times before and as they refuse to fix it, I'm in need of an alternative?

    (I pay for an online service priced in US$ and every time my card expires, I have to supply updated details so I can be charged at renewal time. The supplier attempts to authorise US$1.00 to check the card but this is declined because of a new Halifax anti-fraud policy of declining anything less than one euro and the dollar is currently less than a euro)

    I've never heard of such a limit. Are you saying you can't just buy, say, a single banana using your Halifax Clarity card?
    Do you often buy a single banana online?
    In person (i.e. contactless / Chip & Pin) will be different.
  • It must be an online only check. I was at a hotel in Brisbane in June and they did a 1AUD (about 55p) authorisation to check my (Clarity) card was valid and there was no issue.
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