6 Years removal from what date? Credit Report

2319WeHaveA2319

Hello, 

Little question about the 6 year rule for things removing off your credit report, 

Is this 6 years from when the account was opened, 6 years from when it defaulted or 6 years from when it was last updated? 

For example I have an account opened in 02/16 that is on my report, and it was deaulted in 05/2018 however I fully paid off this account in 01/22. 

Will this remove from my report in 06/24 or have I made this "worse" for myself / credit report, by paying this off in 22 and now I need to wait till 28 for this to remove? 

Thank You

pushpull

If the account has defaulted it goes off the default date.

2319WeHaveA2319

pushpull said:

If the account has defaulted it goes off the default date.

Ahh okay, so on this occasion it should disapear by 05/2024! 

Good to hear.