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6 Years removal from what date? Credit Report
2319WeHaveA2319
Posts: 60 Forumite
Hello,
Little question about the 6 year rule for things removing off your credit report,
Is this 6 years from when the account was opened, 6 years from when it defaulted or 6 years from when it was last updated?
For example I have an account opened in 02/16 that is on my report, and it was deaulted in 05/2018 however I fully paid off this account in 01/22.
Will this remove from my report in 06/24 or have I made this "worse" for myself / credit report, by paying this off in 22 and now I need to wait till 28 for this to remove?
Thank You
Little question about the 6 year rule for things removing off your credit report,
Is this 6 years from when the account was opened, 6 years from when it defaulted or 6 years from when it was last updated?
For example I have an account opened in 02/16 that is on my report, and it was deaulted in 05/2018 however I fully paid off this account in 01/22.
Will this remove from my report in 06/24 or have I made this "worse" for myself / credit report, by paying this off in 22 and now I need to wait till 28 for this to remove?
Thank You
0
Comments
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If the account has defaulted it goes off the default date.0
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Ahh okay, so on this occasion it should disapear by 05/2024!pushpull said:If the account has defaulted it goes off the default date.
Good to hear.0
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