Single room contents insurance, what do I enter into comparison sites?

JimmyDeemo

I have read the guide about contents insurance for single rooms. I have recently moved in to a room in a HMO. All of the rooms have locks on their doors and there is a communal kitchen area.

I'm confused as to what I should put into comparison sites as there doesn't appear to be options for me to state that it's a single room in a larger house. Please can someone explain to me how I should be describing my house for contents insurance?

e.g. Should I say that it's a 1-bed property? When listing about 'external doors' should I actually put 'none' because I don't want insurance for the communal areas. Do I need to list other residence? Should I list the other rooms people stay in as 'other' rooms?

Any advice would be appreciated; I mostly just want to insure my room contents from fire damage or theft (my room is on the ground floor with a window facing the street). Thanks in advance.

user1977

I'm not sure the comparison sites are really set up for that sort of cover, you'll probably just have to get individual quotes from the insurers which offer suitable policies.

Emmia

I think its called "Rental Contents Insurance" - have you tried searching for that?

Shedman

Try Urban Jungle https://myurbanjungle.com/?utm_source=google&utm_medium=cpc-brand&utm_campaign=brand&gclid=CjwKCAjw8symBhAqEiwAaTA__Ihsfthove3SsttCOmlQHY8a6dBPn4-i9F4t3F7Myfzk89EAybPnCxoCphYQAvD_BwE

They cover rental and shared houses (and include tenants liability). My stepdaughter has a policy for her rented flat (not a shared house though) for £5 a month

anniecave

I searched for "shared house contents insurance" and this seems to bring up suggestions. Looks like gocompare, confused and compare the market have information about it on their websites.  MoneySupermarket.com doesn't seem to cover this scenario. 

JimmyDeemo

Thank you for the suggestions. Sorry for the late response. I am finding that the comparison sites ask questions that are not relevant to me, or that i'm unsure how to answer.

I really liked Urban Jungle's policies but I made a claim in 2019 on accidental damage insurance and UJ do not insure anyone who has made a claim in the last 5 years. Which seems a bit mad to me... but can't be helped.

JimmyDeemo

I have since found out that this might be a blanked statement for renters insurnace as answering this on the Money Supermarket renters insurance comparison website stopped me from progressing.