No insurance

raafay2001

Hi I am going to court for no insurance. I was stopped by the police in March and I was told I had no insurance because the police officer had spoke to the underwriter and was told as I wasn’t named drive I wasn’t insured. At the time I was working for the company and was going on a work trip for a meeting with a wholesaler. I was in a vehicle that belonged to the company.

It states in the policy if I have the policy holders permission and I am with a named driver I am insured. I was with a named driver at the time.

What is your opinion?

DullGreyGuy

Do you have evidence that it was the terms of the policy and both you had a named driver with you plus the policyholder's permission? 

The former isnt a term I've heard of before but dont do much commercial vehicle insurance

Aretnap

If you were driving an employer's vehicle for work purposes then there is a statutory defence available if you had no reason to believe that you were uninsured (assuming that you were uninsured in the first place).

https://www.legislation.gov.uk/ukpga/1988/52/section/143

Brie

Hopefully your employer is paying for the solicitor for this.  And has provided ample paperwork to show that you were insured.