We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.
Car insurance, '9+' years no claims bonus
Sam_S3
Posts: 13 Forumite
Hi all, Hastings won't tell me how many years of no claims discount I have beyond saying it is over 9. I've searched the forum and can see it has been discussed, with the general consensus being it doesn't make a difference to premium anyway. However on the price comparisons website I can see I get a difference of about 20-30 quid from at least one insurer when I change the number from 9 to 12 years.
Unfortunately I can't verify what the true number is, and I don't want to mislead the new insurer and have a voided policy.
Has anyone worked out means of finding out the real number? Are there any valid reasons they won't say, eg.is it just too much for their programs to manage??
Unfortunately I can't verify what the true number is, and I don't want to mislead the new insurer and have a voided policy.
Has anyone worked out means of finding out the real number? Are there any valid reasons they won't say, eg.is it just too much for their programs to manage??
0
Comments
-
Speak to that insurer as it's a problem they will be used to dealing with a lot as many insurers say something like "5 or more years". Traditionally it was a case of piecing it together by showing you joined them with 8 years NCD 4 years ago and their renewal notice confirms no claims in the intermediary years so therefore 12.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards