We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Car insurance, '9+' years no claims bonus

Sam_S3
Sam_S3 Posts: 6 Forumite
Second Anniversary First Post
edited 4 August 2023 at 6:34PM in Insurance & life assurance
Hi all, Hastings won't tell me how many years of no claims discount I have beyond saying it is over 9. I've searched the forum and can see it has been discussed, with the general consensus being it doesn't make a difference to premium anyway. However on the price comparisons website I can see I get a difference of about 20-30 quid from at least one insurer when I change the number from 9 to 12 years. 

Unfortunately I can't verify what the true number is, and I don't want to mislead the new insurer and have a voided policy.

Has anyone worked out  means of finding out the real number? Are there any valid reasons they won't say, eg.is it just too much for their programs to manage??



Comments

  • DullGreyGuy
    DullGreyGuy Posts: 15,406 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Speak to that insurer as it's a problem they will be used to dealing with a lot as many insurers say something like "5 or more years". Traditionally it was a case of piecing it together by showing you joined them with 8 years NCD 4 years ago and their renewal notice confirms no claims in the intermediary years so therefore 12.
Meet your Ambassadors

Categories

  • All Categories
  • 347.8K Banking & Borrowing
  • 251.9K Reduce Debt & Boost Income
  • 452.2K Spending & Discounts
  • 240.1K Work, Benefits & Business
  • 616.2K Mortgages, Homes & Bills
  • 175.3K Life & Family
  • 253.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.