The ground rent issue

[Deleted User]

Do you want to spend at least 2 hours of every day on  a train? Assuming you have to travel to London every week day?  BTW Northamptonshire is not " the North" , except as a general direction from the "South" lol. 

Miranda25

Purbeck14 said:

Do you want to spend at least 2 hours of every day on  a train? Assuming you have to travel to London every week day?  BTW Northamptonshire is not " the North" , except as a general direction from the "South" lol. 

I don't mind as I do not need to be in London office every day (flexible working).
If I can combine it with lovely house.

bouicca21

It seems to me that all this concentration on price ignores other basics.  What sort of facilities do they want in the locality?  Green space, cafes/restaurants, cinema, art galleries, music venues, clubs?  Are they going to socialise locally or will they be travelling to meet up with friends? Is there a need to commute to an office? If so can it be done on public transport or does it need to be by car, how long will it take and how much will it cost? Might be useful to compare the cost of renting to the cost of a mortgage.

As for flat v house, I’d go for location and then what can be afforded in that location.  I live in a flat because a nice house in my bit of London would cost at least twice, if not three times as much.  I could sell my flat and live in a lovely house in some of places OP has mentioned, but I’d hate living there.  Only OP knows what sort of life style they want to lead, and it’s lifestyle that should dictate what sort of place to buy and where.  

Miranda25

bouicca21 said:

It seems to me that all this concentration on price ignores other basics.  What sort of facilities do they want in the locality?  Green space, cafes/restaurants, cinema, art galleries, music venues, clubs?  Are they going to socialise locally or will they be travelling to meet up with friends? Is there a need to commute to an office? If so can it be done on public transport or does it need to be by car, how long will it take and how much will it cost? Might be useful to compare the cost of renting to the cost of a mortgage.

As for flat v house, I’d go for location and then what can be afforded in that location.  I live in a flat because a nice house in my bit of London would cost at least twice, if not three times as much.  I could sell my flat and live in a lovely house in some of places OP has mentioned, but I’d hate living there.  Only OP knows what sort of life style they want to lead, and it’s lifestyle that should dictate what sort of place to buy and where.  

Thank you, I should think about it too.

I prefer a house as I like the idea of having my own garden.
That's why a starting point for me is a house with a garden. Then I am thinking where I can afford to buy it and do not do lots of renovation (as I do not want to do it).
I do not need to commute to London every day.

[Deleted User]

bouicca21 said:

It seems to me that all this concentration on price ignores other basics.  What sort of facilities do they want in the locality?  Green space, cafes/restaurants, cinema, art galleries, music venues, clubs?  Are they going to socialise locally or will they be travelling to meet up with friends? Is there a need to commute to an office? If so can it be done on public transport or does it need to be by car, how long will it take and how much will it cost? Might be useful to compare the cost of renting to the cost of a mortgage.

As for flat v house, I’d go for location and then what can be afforded in that location.  I live in a flat because a nice house in my bit of London would cost at least twice, if not three times as much.  I could sell my flat and live in a lovely house in some of places OP has mentioned, but I’d hate living there.  Only OP knows what sort of life style they want to lead, and it’s lifestyle that should dictate what sort of place to buy and where.  

Exactly, none of us can really help except as a generalisation, because what would suit one won't suit another and you really don't know until you've visited a place ( at least several times and  in the rain preferably!) whether it has what you want. But as to where and what will be a good investment when/if the OP decides to sell is hard to say, so better to go with the location you like best as you have to live in it. 

Miranda25

Purbeck14 said:

bouicca21 said:

It seems to me that all this concentration on price ignores other basics.  What sort of facilities do they want in the locality?  Green space, cafes/restaurants, cinema, art galleries, music venues, clubs?  Are they going to socialise locally or will they be travelling to meet up with friends? Is there a need to commute to an office? If so can it be done on public transport or does it need to be by car, how long will it take and how much will it cost? Might be useful to compare the cost of renting to the cost of a mortgage.

As for flat v house, I’d go for location and then what can be afforded in that location.  I live in a flat because a nice house in my bit of London would cost at least twice, if not three times as much.  I could sell my flat and live in a lovely house in some of places OP has mentioned, but I’d hate living there.  Only OP knows what sort of life style they want to lead, and it’s lifestyle that should dictate what sort of place to buy and where.  

Exactly, none of us can really help except as a generalisation, because what would suit one won't suit another and you really don't know until you've visited a place ( at least several times and  in the rain preferably!) whether it has what you want. But as to where and what will be a good investment when/if the OP decides to sell is hard to say, so better to go with the location you like best as you have to live in it. 

why preferably in the rain? )
I am trying to decide flat v house first. Then I will do viewings in different locations.

Tiglet2

Miranda25 said:

Purbeck14 said:

bouicca21 said:

It seems to me that all this concentration on price ignores other basics.  What sort of facilities do they want in the locality?  Green space, cafes/restaurants, cinema, art galleries, music venues, clubs?  Are they going to socialise locally or will they be travelling to meet up with friends? Is there a need to commute to an office? If so can it be done on public transport or does it need to be by car, how long will it take and how much will it cost? Might be useful to compare the cost of renting to the cost of a mortgage.

As for flat v house, I’d go for location and then what can be afforded in that location.  I live in a flat because a nice house in my bit of London would cost at least twice, if not three times as much.  I could sell my flat and live in a lovely house in some of places OP has mentioned, but I’d hate living there.  Only OP knows what sort of life style they want to lead, and it’s lifestyle that should dictate what sort of place to buy and where.  

Exactly, none of us can really help except as a generalisation, because what would suit one won't suit another and you really don't know until you've visited a place ( at least several times and  in the rain preferably!) whether it has what you want. But as to where and what will be a good investment when/if the OP decides to sell is hard to say, so better to go with the location you like best as you have to live in it. 

why preferably in the rain? )
I am trying to decide flat v house first. Then I will do viewings in different locations.

Until you've made your decision on flat v house, there's little to add to this thread. 

OP, you have asked so many questions on multiple threads, it might be better to read all the advice again, note down all the positives and negatives and then come back once you have a clearer goal in mind.

[Deleted User]

Miranda25 said:

Purbeck14 said:

bouicca21 said:

It seems to me that all this concentration on price ignores other basics.  What sort of facilities do they want in the locality?  Green space, cafes/restaurants, cinema, art galleries, music venues, clubs?  Are they going to socialise locally or will they be travelling to meet up with friends? Is there a need to commute to an office? If so can it be done on public transport or does it need to be by car, how long will it take and how much will it cost? Might be useful to compare the cost of renting to the cost of a mortgage.

As for flat v house, I’d go for location and then what can be afforded in that location.  I live in a flat because a nice house in my bit of London would cost at least twice, if not three times as much.  I could sell my flat and live in a lovely house in some of places OP has mentioned, but I’d hate living there.  Only OP knows what sort of life style they want to lead, and it’s lifestyle that should dictate what sort of place to buy and where.  

Exactly, none of us can really help except as a generalisation, because what would suit one won't suit another and you really don't know until you've visited a place ( at least several times and  in the rain preferably!) whether it has what you want. But as to where and what will be a good investment when/if the OP decides to sell is hard to say, so better to go with the location you like best as you have to live in it. 

why preferably in the rain? )
I am trying to decide flat v house first. Then I will do viewings in different locations.

If you like a location even in the rain, you're likely to like it on a fine day! Not always true vice versa.