Named driver claim

thefunniefarmer

I hope someone can clear this up for me as I need to renew my policy soon.

My daughter is currently a named driver on my policy, when I renew I will not be including her as she will be at university.

She was hit by another car on a roundabout, 3rd party liability. Claimed on the insurance (Flow, who were brilliant). Do I log this as a claim when I renew my insurance, I was not in the car or driving?

Thank you

Aretnap

It's not 100% clear from your post, but if the accident was in your car and the claim was on your policy then yes you will have to declare the claim when you renew, even though your daughter is no longer on the policy - it's her accident but your claim.for.damage to your car.

If the accident was in a different car and the claim was on her own policy then you would only need to declare it if she was still going to be a named driver on her policy.

400ixl

If the claim was against your policy then yes it has to be declared, even if that driver is no longer on the policy. If it was not against your policy, then no you do not need to declare it.

thefunniefarmer

Thanks, yes my car with her driving so will declare