HRP – querying HMRC response re entitlement.

Sinbad

My wife raised a request for missing years on her NI record – she was a “stay at home mum”, although that term may not be PC!

They’ve declined the missing years as “you were not receiving Child Benefit for a child under the age of 16”

To the best of my knowledge, child benefit was paid as the up until the youngest child turned 18 (he was in full time education). So in our opinion, child benefit was being paid.

 So who is right here?

 TIA

molerat

Can you prove that child benefit was being paid to her ?

There is currently an exercise being carried out to find women who were receiving child benefit but not recorded against their NI number as you did not have to include that on the application at the time.  Unfortunately a lot of records have been destroyed so their immediate response is correct as to the information they likely have.

https://www.moneysavingexpert.com/news/2023/07/state-pension-underpayments-caregivers-owed-claim/

xylophone

https://moneytothemasses.com/saving-for-your-future/pensions/how-claiming-child-benefit-can-protect-your-state-pension

https://www.gov.uk/child-benefit-16-19

p00hsticks

Sinbad said:

To the best of my knowledge, child benefit was paid as the up until the youngest child turned 18 (he was in full time education). So in our opinion, child benefit was being paid.

 So who is right here?

Are you sure that the Child Benefit was claimed in her name and not yours ?

 Unfortunately it was often the case that the working parent rather than the stay at home one made the claim, meaning that the latter didn't directly benefit from either the income or the NI credits.

 If the benefit was claimed in your name, then your spouse can apply for the NI credits to be transferred to her. It really ought to be done in the tax year following the receipt of the credits but HMRC state that they will consider requests covering earlier timeframes.
https://www.gov.uk/government/publications/national-insurance-credits-for-parents-and-carers-cf411a

Note that the NI credits associated with Child Benefit are now only awarded until the youngest child turns 12.

najan49

Sinbad said:

My wife raised a request for missing years on her NI record – she was a “stay at home mum”, although that term may not be PC!

They’ve declined the missing years as “you were not receiving Child Benefit for a child under the age of 16”

To the best of my knowledge, child benefit was paid as the up until the youngest child turned 18 (he was in full time education). So in our opinion, child benefit was being paid.

 So who is right here?

 TIA

Were these missing years when your son was aged 16-18?

Sinbad

najan49 said:

Were these missing years when your son was aged 16-18?

Correct. And we hold no bank statements or child benefit documents relating to this time. Who keeps such records going back to 2009-10, as is our case?

molerat

Sinbad said:

najan49 said:

Were these missing years when your son was aged 16-18?

Correct. And we hold no bank statements or child benefit documents relating to this time. Who keeps such records going back to 2009-10, as is our case?

I am confused - HRP was only until the child's 16th birthday.

najan49

Sinbad said:

najan49 said:

Were these missing years when your son was aged 16-18?

Correct. And we hold no bank statements or child benefit documents relating to this time. Who keeps such records going back to 2009-10, as is our case?

So you were getting child benefit, but not for a child aged under 16.

https://www.gov.uk/home-responsibilities-protection-hrp

You’ll have received HRP automatically if between 6 April 1978 and 5 April 2010 you were claiming:

• Child Benefit for a child under 16

Sinbad

https://www.gov.uk/home-responsibilities-protection-hrp

You’ll have received HRP automatically if between 6 April 1978 and 5 April 2010 you were claiming:

• Child Benefit for a child under 16

OK, that explains it. I must have missed that bit.

Thanks everyone for your responses.