Changing my House Insurance Renewal Date?

Hi
A couple of years ago, my husband (without thinking about it
or asking me about it) put our car insurance (2 cars) and house insurance
on an Admiral Multicar Policy that is due for payment all at the same time in
January (just after our expensive Christmas Shop). It comes to over £600 and it
stings really hard, especially as our mortgage has just gone up plus all the
crazy winter fuel bills.
I have spoken to Admiral. I have offered to pay 6 months
early, so that we can reset the date but they have said they can’t do it. Now I
feel like we are trapped forever because even if we change from Admiral, our
House Insurance and Car Insurance is always going to come out at the same time.
My husband and I have a rule…. our only debt is our mortgage… so we budget and pay for things outright but this particular situation is causing me real budgeting issues.
Apart from Direct Debit, do you know or have any suggestions for how I can change the month my car and home insurance is paid out on?
ThanksComments
-
How did they manage to all fall in line for the Admiral policy, were the two cars bought coincidentally the same month as the house renewal.
If not there must have been some break somewhere and a policy cancelled mid year. It sounds like you're going to have to do that again.
We once bought two new cars in the same month. Never again!! MOTs tax and services in the same month0 -
bluelad1927 said:How did they manage to all fall in line for the Admiral policy, were the two cars bought coincidentally the same month as the house renewal.
If not there must have been some break somewhere and a policy cancelled mid year. It sounds like you're going to have to do that again.
The OP would need to ask Admiral about how to remove a vehicle mid term and the costs involved (remembering you'll lose the discount off the other items). The alternative is a longer plan to not renew next year, buy separate annual policies and then cancel one or two mid term to shift the start date.1
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