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Can you apply for credit card with same lender if you close previous card?

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  • vicker
    vicker Posts: 193 Forumite
    Part of the Furniture 100 Posts Combo Breaker I've been Money Tipped!
    I'm going to ask about virgin and Halifax. Does anyone know if you're allowed 2 of these cards? 
  • elasto
    elasto Posts: 35 Forumite
    Second Anniversary 10 Posts
    I have two Virgin cards. Both had BT/MT offers at the same time too.
  • daivid
    daivid Posts: 1,286 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    vicker said:
    I'm going to ask about virgin and Halifax. Does anyone know if you're allowed 2 of these cards? 
    Had 3 virgin cards a while ago. Have 2 Halifax - that is their limit, I could change one or both to a different Halifax card but not get a third.
  • WillPS
    WillPS Posts: 5,162 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    For the cards I've closed recently -
    Sainsburys Bank advised I could reapply in 90 days
    Virgin Money didn't advise but I understand need a 6 month gap
    Tesco Bank advised I could reapply immediately
    Amex will allow a new application straight away but won't pay any SUB on the same card type for at least 2 years (most stipulate 2 years without a personal Amex of any sort).
    MBNA didn't advise.
  • Closed a Natwest CC last night and was advised by auto message that I could reapply immediately, and have up to 3 credit cards with them simultaneously.
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