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Help UC find private rental how
Lu222
Posts: 7 Forumite
Hi I am in a H/A property, my partner and I are splitting up, he is not a joint tenant, but partner, we both have some disabilities and on UC. He has no money to depisit for a private flat, I know there is financial help via UC for loans etc, but finding a private flat rental is so hard as not all allow UC benefits. How and what to do, any help please!
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Lu222 said:Hi I am in a H/A property, my partner and I are splitting up, he is not a joint tenant, but partner, we both have some disabilities and on UC. He has no money to depisit for a private flat, I know there is financial help via UC for loans etc, but finding a private flat rental is so hard as not all allow UC benefits. How and what to do, any help please!It's not so much that landlords do not allow UC benefits it is more the case that those whose income comes 100% from UC or whose income is so low that they are eligible for UC simply don't meet the affordability criteria for rental properties. Mostly because the LHA is nowhere near the amount actually required to rent a property. I digress...Your soon-to-be-ex partner needs to get in contact with the council for assistance. Not only could the council help find him a new home, not necessarily social housing, it could be in the private rental sector, but they may offer a rent deposit, bond or guarantee scheme. Councils also have (limited) funds for discretionary housing payments that can be used for a tenancy deposit.The DWP offer budgeting loans which cannot be used for a tenancy deposit but can be used to help pay the rent in advance, which most landlords require, and moving costs. Some landlords point depositless tenants towards a 'zero deposit' company which is basically just insurance, in my opinion these should be avoided when possible.The charity, Crisis, has a database of resources for those needing help to rent which would be worth checking out.Lastly, there is the housing charity, Shelter, who can offer your soon-to-be-ex partner support and advice.
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To add to this we potentially had one single flat coming up for rent out of 13 properties and just from word of mouth received over 30 enquiries.
It's nuts out there at the moment for renters.1
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