What credit card for home and abroad?

paulstevo

Looking for card for both me and my wife.
Have shared Santander Zero credit card each linked at the moment.
We are doing some travelling over next few years and I was looking at a chase account to maximise money transfers and useage abroad.
would it be better for me to load money into the chase account each month and use balance between myself and the wife to get rid of the santander credit card,thus paying for any items purchased as a couple.
Or do i just keep the credit card and open a chase account myself for abroad only.
I have a Santander Edge up after moving from a select ?
Trying to tidy up the plastic at the minute and make it more efficient 

daivid

Barclay Card rewards is the best travel CC and gives a modest 0.25% cashback. Second best is Halifax Clarity, no cashback and cash withdrawals will cost a little. I have the chase debit and halifax clarity to get fee free cash and spending, the chase card would do both but I prefer to spend on CC. I'm quite happy carrying 4 cards (and having a number of others for transfers and big purchases), if I really wanted to cut back I would have the B C rewards (if they gave it to me) and a chase debit but prefer to have one of each type of CC (Amex, Visa & Mastercard) and a debit card in my wallet. 

jbrassy

What are the benefits of the Santander Zero account? Does it have no fees for overseas spending? If so, you may as well keep it and continue using it.

There's also no harm in opening a Chase account as it is better to withdraw money from an ATM using a debit card. 

[Deleted User]

Zero credit card plus Edge up debit & Chase debit are all good for travelling.

The only thing missing is a Visa card as all the above are Mastercards.
Barclaycard, Nationwide or Zopa are options to consider for travel friendly Visa credit cards.