Chip have increased rates again! My Vanguard Inv Fds Ftse Gbl All Cap fund not growing

london21

I am happy i switched away from the Santander esaver account. 

Chip have increased their interest rate to 4.51%

I have some funds which are not growing but guess it's long term. 

VANGUARD INV FDS FTSE GBL ALL CAP INDEX GBP

Qyburn

Why would you expect these to be related?

london21

Qyburn said:

Why would you expect these to be related?

They are not related but didn't want to post twice. 

Happy with savings. Just a rant with the funds but guess not been in for years. 

So will take time to grow. Economy uncertainty not helping. But US doing better than the UK. 

Qyburn

Is your fund GB00BD3RZ582? Up more than 6% year to date.

poppy10_2

london21 said:

I have some funds which are not growing but guess it's long term. 

VANGUARD INV FDS FTSE GBL ALL CAP INDEX GBP

That fund is up more than 7% over the past year. On average it has returned 8.5% per year over the past three years, 7.75% per year for the past five years

london21

Qyburn said:

Is your fund GB00BD3RZ582? Up more than 6% year to date.

No i bought around February 2023 transfered from HL to cut down fees and have £51,728.56 in showing as 

Profit / Loss:	£110.26	(0.21%)

london21

poppy10_2 said:

london21 said:

I have some funds which are not growing but guess it's long term. 

VANGUARD INV FDS FTSE GBL ALL CAP INDEX GBP

That fund is up more than 7% over the past year. On average it has returned 8.5% per year over the past three years, 7.75% per year for the past five years

Ok will give it time. I haven't been in up to a year. Started this from beginning of the year. Had other funds then sold them all to have this one. 

london21

The price i had bought them at the start had dropped. 
So transfer in February costs more than the units bought in April. 

Hopefully coming years would have grown.

Date	Transaction Type	Quantity	Cost Per Share
13 Apr 2023	Purchase	114.6567	17,443.37p
16 Feb 2023	Stock Transfer In	176.6064	17,903.26p

Prism

london21 said:

The price i had bought them at the start had dropped. 
So transfer in February costs more than the units bought in April. 

Hopefully coming years would have grown.

Date	Transaction Type	Quantity	Cost Per Share
13 Apr 2023	Purchase	114.6567	17,443.37p
16 Feb 2023	Stock Transfer In	176.6064	17,903.26p

Sure. In 5 years it might well have grown. In 10 year it is very likely to have grown. However there is a chance it will not. Best thing to do is forget about it for the time being.

london21

This is why investment is truly a long term thing and I need to stop logging into my Iweb account to check.

Today it's positive

cloud_dog

london21 said:

I am happy i switched away from the Santander esaver account. 

Chip have increased their interest rate to 4.51%

I have some funds which are not growing but guess it's long term. 

VANGUARD INV FDS FTSE GBL ALL CAP INDEX GBP

But the VGAC returned, what 47% over the last 5 years.  Your savings account probably a teeny tiny bit less.