One call pay as you drive

strandedinaber

I need to renew my car insurance in a week and looking to change insurance companies. I'm currently with Co-op who have quoted me £600 for a renewal, so am obviously changing. I'm a woman, had my license for 18 years, no points at the moment although I have in the past, no claims in the last five years, with an 8 year protected no claims bonus. I drive about 2,000 miles a year.

One call insurance pay as you drive has come up as a cheap option, which apparently does what it says - you pay a certain amount per year (£100, in my case) and then an amount per mile, charged on a monthly basis. I can't find out how much that charge per mile actually is at the moment, so won't be signing up until I can confirm that!

Has anyone else tried this company or this approach to insurance please? It's sounding a bit too good to be true for someone who doesn't drive often, so I'm suspicious!

Bigwheels1111

I don’t know this company, but that’s how I pay for my insurance with Bymiles.
£105 for fully comp, protected bonus, hire car, legal etc.
Then I’m charged 9.3p a mile, bill on the 28th of the month like a mobile.
Two things to find out before taking out the policy.
As you stated , the per mile charge.
Plus the max milage they charge per day.
By miles is 150 miles a day max charge.
For me it’s £13.95.
I do mostly short journeys, but last year I had to go on 10 x 550 mile round trips on the day.
It was nice to to only pay the max daily charge of £13.95.

facade

Bigwheels1111 said:

<snip>
I do mostly short journeys, but last year I had to go on 10 x 550 mile round trips on the day.
It was nice to to only pay the max daily charge of £13.95.

5,500 miles in 24hours, that is an average of 229 mph!

(I suspect you have a power of 10 error, even so 550 in one day takes some doing )

strandedinaber

Bigwheels1111 said:

I don’t know this company, but that’s how I pay for my insurance with Bymiles.
£105 for fully comp, protected bonus, hire car, legal etc.
Then I’m charged 9.3p a mile, bill on the 28th of the month like a mobile.
Two things to find out before taking out the policy.
As you stated , the per mile charge.
Plus the max milage they charge per day.
By miles is 150 miles a day max charge.
For me it’s £13.95.
I do mostly short journeys, but last year I had to go on 10 x 550 mile round trips on the day.
It was nice to to only pay the max daily charge of £13.95.

Thanks, I'll take a look at Bymiles! I don't particularly like how difficult it is to find out about the per mile charge for One Call.

Bigwheels1111

facade said:

Bigwheels1111 said:

<snip>
I do mostly short journeys, but last year I had to go on 10 x 550 mile round trips on the day.
It was nice to to only pay the max daily charge of £13.95.

5,500 miles in 24hours, that is an average of 229 mph!

(I suspect you have a power of 10 error, even so 550 in one day takes some doing )

10 seperate journeys, but 550 miles each time.

Left Dartford at 02.00am, arrived in Blackpool at 07.00am.

Departed at 08.00am and back at 14.00pm.

M25, M40, M6 toll road, Very nice drive.

Family are a pain though.