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XzavierWalnut
Forumite Posts: 42
Forumite
I purchased my house in 1992 and paid off the mortgage in 2003 approximately, and received the house deeds at the time.
They have been stored in a waterproof/fireproof box since then.
Does anyone know if the deeds will be digitally recorded with the land registry, and therefore if anything happened to the paper deeds, that there would not be any problems.
I can see on the LR website you can pay to get a copy of what they have, but if they don't have anything it would be a waste of money.
They have been stored in a waterproof/fireproof box since then.
Does anyone know if the deeds will be digitally recorded with the land registry, and therefore if anything happened to the paper deeds, that there would not be any problems.
I can see on the LR website you can pay to get a copy of what they have, but if they don't have anything it would be a waste of money.
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Comments
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You only pay the £3 to download the documents they hold. The initial search will show if it is registered or not.if it is you can pay the fees to download what they have.0
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Paging @Land_Registry0
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I think if you tell us where in the country your property is, we can tell you whether compulsory registration would have applied in 1992 and therefore the property would be registered.0
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In fact you don’t need to pay. If it is registered it will show as such, so you know it is there. You should also register with their property alert service (free) so you can see if any attempt is made to change the deeds.Keep_pedalling said:You only pay the £3 to download the documents they hold. The initial search will show if it is registered or not.if it is you can pay the fees to download what they have.I'm a Forum Ambassador on The Coronavirus Boards as well as the housing, mortgages and student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to [email protected] (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.2 -
Land_Registry Organisation Representatives - Private Messages may not be monitored Posts: 5,638Organisation Representative
If you bought in 1992 and it’s in England or Wales then it would be registeredJonboy_1984 said:Paging @Land_Registry
Have a read of https://hmlandregistry.blog.gov.uk/2018/02/19/title-deeds/ re old deeds/documents also“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to [email protected] This does NOT imply any form of approval of my company or its products by MSE"0 -
The deeds may not have any legal value any more but they are nevertheless of interest. Don’t throw them away!1
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Thank you for all the replies. I am in England, and would not throw the documents away as they are really interesting, in fact I would like to frame the main one which has all the wax seals on.
I did not realise that I do not have to have every document just the main ones and for £3 it's worth having a look.
Thanks again.0
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