Question Regarding Euro Currency purchase

1931modela

Hi all, just a quick question if I use my John Lewis Newday CC to purchase Euros from John Lewis is this classed as a money purchase and therefore incur any fees

tightauldgit

Is that the same thing as a Partnership Card? If so JL don't charge cash advance fees for currency purchases made from John Lewis made with a Partnership Card. 

Brie

Didn't JL change their cards completely a few months back?  Which might mean all the T&Cs changed too??  So I'd be checking those very carefully rather than take someone's word here.

1931modela

tightauldgit said:

Is that the same thing as a Partnership Card? If so JL don't charge cash advance fees for currency purchases made from John Lewis made with a Partnership Card. 

Brie said:

Didn't JL change their cards completely a few months back?  Which might mean all the T&Cs changed too??  So I'd be checking those very carefully rather than take someone's word here.

Yes it is the new JL Partnership card, however Newday who administer the card are not clear on their website, so which is right, first paragraph or second or am I being dumb, only wanted use card for the points.

Can I purchase foreign currency or travellers cheques using my card? 

Yes, however please be aware that these are treated as a cash transaction. There is a cash fee of 3% of the amount of the transaction (at least £3.00) for all cash transactions made in the UK or abroad. Interest is charged from the date the transaction is added to your account even if you pay off your standard balance in full and on time every month.

When you purchase John Lewis Foreign Currency with your Partnership Card there are no cash advance fees or credit card transaction charges. For more information visit johnlewisfinance.com/currency

Gerry1

1931modela said:

tightauldgit said:

Is that the same thing as a Partnership Card? If so JL don't charge cash advance fees for currency purchases made from John Lewis made with a Partnership Card. 

Brie said:

Didn't JL change their cards completely a few months back?  Which might mean all the T&Cs changed too??  So I'd be checking those very carefully rather than take someone's word here.

Yes it is the new JL Partnership card, however Newday who administer the card are not clear on their website, so which is right, first paragraph or second or am I being dumb, only wanted use card for the points.

Can I purchase foreign currency or travellers cheques using my card? 

Yes, however please be aware that these are treated as a cash transaction. There is a cash fee of 3% of the amount of the transaction (at least £3.00) for all cash transactions made in the UK or abroad. Interest is charged from the date the transaction is added to your account even if you pay off your standard balance in full and on time every month.

When you purchase John Lewis Foreign Currency with your Partnership Card there are no cash advance fees or credit card transaction charges. For more information visit johnlewisfinance.com/currency

Both can be true.

Seems to be that you will normally be charged if you buy currency on a JL Partnership Card but you won't be charged if you use the JL Partnership Card to pay for a transaction via JL's own foreign exchange service.

Edited for clarity.

tightauldgit

Gerry1 said:

1931modela said:

tightauldgit said:

Is that the same thing as a Partnership Card? If so JL don't charge cash advance fees for currency purchases made from John Lewis made with a Partnership Card. 

Brie said:

Didn't JL change their cards completely a few months back?  Which might mean all the T&Cs changed too??  So I'd be checking those very carefully rather than take someone's word here.

Yes it is the new JL Partnership card, however Newday who administer the card are not clear on their website, so which is right, first paragraph or second or am I being dumb, only wanted use card for the points.

Can I purchase foreign currency or travellers cheques using my card? 

Yes, however please be aware that these are treated as a cash transaction. There is a cash fee of 3% of the amount of the transaction (at least £3.00) for all cash transactions made in the UK or abroad. Interest is charged from the date the transaction is added to your account even if you pay off your standard balance in full and on time every month.

When you purchase John Lewis Foreign Currency with your Partnership Card there are no cash advance fees or credit card transaction charges. For more information visit johnlewisfinance.com/currency

Both can be true.

Seems to be that you will be charged if you buy currency on a JL Partnership Card but you won't be charged if it's via their own foreign exchange service.

If you buy foreign currency on the card then you pay a fee, if you buy it using JL foreign currency service the fees are waived. 

Gerry1

tightauldgit said:

Gerry1 said:

1931modela said:

tightauldgit said:

Is that the same thing as a Partnership Card? If so JL don't charge cash advance fees for currency purchases made from John Lewis made with a Partnership Card. 

Brie said:

Didn't JL change their cards completely a few months back?  Which might mean all the T&Cs changed too??  So I'd be checking those very carefully rather than take someone's word here.

Yes it is the new JL Partnership card, however Newday who administer the card are not clear on their website, so which is right, first paragraph or second or am I being dumb, only wanted use card for the points.

Can I purchase foreign currency or travellers cheques using my card? 

Yes, however please be aware that these are treated as a cash transaction. There is a cash fee of 3% of the amount of the transaction (at least £3.00) for all cash transactions made in the UK or abroad. Interest is charged from the date the transaction is added to your account even if you pay off your standard balance in full and on time every month.

When you purchase John Lewis Foreign Currency with your Partnership Card there are no cash advance fees or credit card transaction charges. For more information visit johnlewisfinance.com/currency

Both can be true.

Seems to be that you will be charged if you buy currency on a JL Partnership Card but you won't be charged if it's via their own foreign exchange service.

If you buy foreign currency on the card then you pay a fee, if you buy it using JL foreign currency service the fees are waived. 

Agreed, that's what I meant, but I've edited my post to make it clear that using the JLP card to buy currency 'in house' doesn't seem to attract the fee.

1931modela

Thanks everyone I think I will just use EuroChange instead as they offer a better rate using my debit card