PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Estate Agent ID Check Charge

Is it common practice/ legal for estate agents to charge you for ID checks when putting an offer in on a property? They said they were not able to check ID's themselves anymore and it had to be done through a separate company who validate IDs at a cost of £60 I think for the 2 people purchasing the property. Has anyone else been made to pay this fee/ is it legal/ is there a way around it?
«134

Comments

  • DE_612183
    DE_612183 Posts: 3,367 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How hard is it to look at a passport and say - thats ok?

    No, I don't think this sort of charge is fair...

    Practice guide 81: encouraging the use of digital technology in identity verification - GOV.UK (www.gov.uk)
  • propertyrental
    propertyrental Posts: 3,391 Forumite
    1,000 Posts First Anniversary Name Dropper
    walk away and use different EA. Tell them why.
  • DE_612183
    DE_612183 Posts: 3,367 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    walk away and use different EA. Tell them why.
    They are buying not selling - if they walk away from the EA they walk away from the property they want.
  • user1977
    user1977 Posts: 17,256 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Leaving aside how much the charge ought to be - why isn't it being paid by the EA's client, like all their other fees?
  • LLM000
    LLM000 Posts: 41 Forumite
    10 Posts
    DE_612183 said:
    walk away and use different EA. Tell them why.
    They are buying not selling - if they walk away from the EA they walk away from the property they want.
    Yes this was our worry, we wanted the house so didn't want to walk away. On reflection I think we could have tried to contest it more and see if they would have made a waiver otherwise would have lost our offer.
  • LLM000
    LLM000 Posts: 41 Forumite
    10 Posts
    user1977 said:
    Leaving aside how much the charge ought to be - why isn't it being paid by the EA's client, like all their other fees?
    Good point! I don't know.. we just paid it without contesting which I regret now and just pondering now as I am totalling up all the costs we have paid so far..
  • fiish
    fiish Posts: 819 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    I did the same as you, paid £75 for the ID check without thinking too much about it, although the agent for my purchase required it only after the offer was accepted. I think I got conditioned by the years of renting before tenant fees were banned :sweat_smile:

    I do regret it slightly, but not hugely - compared with the rest of the moving costs (solicitor fees, surveyor fees etc) it hasn't been big enough to make a big fuss over.
  • LLM000
    LLM000 Posts: 41 Forumite
    10 Posts
    fiish said:
    I did the same as you, paid £75 for the ID check without thinking too much about it, although the agent for my purchase required it only after the offer was accepted. I think I got conditioned by the years of renting before tenant fees were banned :sweat_smile:

    I do regret it slightly, but not hugely - compared with the rest of the moving costs (solicitor fees, surveyor fees etc) it hasn't been big enough to make a big fuss over.
    Thanks for sharing your experience! Agreed, compared to the other costs it is a drop in the ocean but equally it is a bit of cash I would have preferred not to part with and seems extortionate for a simple ID check!
  • p00hsticks
    p00hsticks Posts: 14,237 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 July 2023 at 2:27PM
    user1977 said:
    Leaving aside how much the charge ought to be - why isn't it being paid by the EA's client, like all their other fees?
    They probably have had to pay a similar or even higher fee  - either overtly or as part of the overall fee - to have their own id's and ownership of the property checked out. 

    Why should they then also have to pay for every individual who wants to make an offer on their property - especially as the more realistically they price their property, the more offers they may potentialyl get.  
  • theartfullodger
    theartfullodger Posts: 15,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    LLM000 said:
    Is it common practice/ legal for estate agents to charge you for ID checks when putting an offer in on a property? They said they were not able to check ID's themselves anymore and it had to be done through a separate company who validate IDs at a cost of £60 I think for the 2 people purchasing the property. Has anyone else been made to pay this fee/ is it legal/ is there a way around it?
    Thank them kindly for their generous offer (use these words), explain you've never met them before and are unsure of their bona fides and also require to ID check them: Same price.  How could they say no??
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.7K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.6K Work, Benefits & Business
  • 619.4K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.