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Halifax Mortgage Documentation

We applied for our first mortgage 1 week ago and so far we have sent;

-proof of my temp contract
-1 payslip for me
-6 fortnightly payslips for my partner
-3 months bank statements for my partner
-credit card details of my partner 

We have also had had credit searches and application approved by an underwriter due to my contract being temporary.

The house was valued yesterday for the price we had bid.

I am no wondering when will we find out if we have an offer? 

Most importantly, will Halifax request anymore documentation? as they have not requested any of my bank statements yet and have only looked at my contract and one payslip. 

Thank you 


  • RoseBerni
    RoseBerni Forumite Posts: 103
    Third Anniversary 10 Posts
    edited 17 July at 5:29PM
    My son got a mortgage with Halifax via L&C
    He got his formal offer last week after Halifax did a in person valuation 6th July 
    His application was quick as L&C already had all of his details from a previous mortgage offer last year so basically just need to do ID checks and stuff for partner 
    They started the application on the 19th June and they got the offer on the 12th
    Both in stable jobs
    they didn’t ask to see my sons wages slips or his partners 
    my sons credit rating is 990
    his partners about 700
    No credit card debt or Loans 

    although his partner only had 2 months wage slips as a new job so they wanted proof of his contract
    my son is putting down around 80k as a deposit and they are FTB 

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