Help. £2190 over £30,000 DRO Debt Limit

PHEB1

theoretica said:

One thing to remember is that people who lend money are businesses - and you need to be realistic in business.  They will know that if you don't have the money then they won't be paid back.

Yes. it's so personal to the core of your self esteem sometimes. Debt and not being able to keep your agreement.  It's a real mind shift to accept that life changes and be gracious with yourself. Am trying to find that path. 
Thanks for your encouragement also!