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CHIP

milla
milla Posts: 298 Forumite
Part of the Furniture 100 Posts Photogenic Name Dropper
edited 5 July 2023 at 6:58PM in Savings & investments
I have opened a CHIP account .

 I can't seem to find   customer services contact number  should I need it.I am not comfortable with that .
What happens if you need help?
Has anyone had an experience?

Thank you 

Without the rain you wouldn't have the rainbows !

I came into this world with nothing and I've still got most of it left!

Comments

  • george4064
    george4064 Posts: 2,952 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Chip are app only, you can contact them via the app only. Hence they don’t have a telephone number you can phone.
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Third Anniversary Name Dropper
    edited 6 July 2023 at 9:25AM
    milla said:
    I have opened a CHIP account .

     I can't seem to find   customer services contact number  should I need it.I am not comfortable with that .
    What happens if you need help?
    Has anyone had an experience?

    Thank you 

    Csn reach them via email on the app. hello@getchip.uk

    They do respond quickly but would have been good to also have telephone contact. 

    Want to ask them why £50  bonus hasn't been paid and why i only got £28 interest on £85k i put in last week. I have emailed but call would have been faster. 
  • milla
    milla Posts: 298 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Thank you for your reply .
    I am a little bit older than a lot of you (!)
    and feel more comfortable knowing that someone is on the end of a phone (rather than e mail ) to help with any problems I may encounter .
    Thanks again for replying .


    Without the rain you wouldn't have the rainbows !

    I came into this world with nothing and I've still got most of it left!
  • MichaelAP
    MichaelAP Posts: 154 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    milla said:
    Thank you for your reply .
    I am a little bit older than a lot of you (!)
    and feel more comfortable knowing that someone is on the end of a phone (rather than e mail ) to help with any problems I may encounter .
    Thanks again for replying .


    I’m in my 70’s and to be honest phone calls are nice and more personal, but….. you cannot beat an email for written evidence just in case you forget part of that phone call. 🙂
  • Bigwheels1111
    Bigwheels1111 Posts: 3,273 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    I must admit I like a landline number to call on.
    Ive contacted chip once, within 20 mins They sent me an email back and has resolved my issue.
    So quicker than being on hold.
  • london21
    london21 Posts: 2,232 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    milla said:
    Thank you for your reply .
    I am a little bit older than a lot of you (!)
    and feel more comfortable knowing that someone is on the end of a phone (rather than e mail ) to help with any problems I may encounter .
    Thanks again for replying .


    You are right.

    My mom is in her 70s and previously had her funds in Santander but because I was moving my funds spoke with her to also have hers moved to Chip.

    She prefers the well known banks.

    Even transferring the funds was stress but hopefully will be worth it. 

    The major banks are so behind with rates. 
  • Zoe02 said:
    milla said:
    I have opened a CHIP account .

     I can't seem to find   customer services contact number  should I need it.I am not comfortable with that .
    What happens if you need help?
    Has anyone had an experience?

    Thank you 

    Csn reach them via email on the app. hello@getchip.uk

    They do respond quickly but would have been good to also have telephone contact. 

    Want to ask them why £50  bonus hasn't been paid and why i only got £28 interest on £85k i put in last week. I have emailed but call would have been faster. 
    How many days in June was it in the account?

    Interest for July will be paid in August 
  • jaceyboy
    jaceyboy Posts: 245 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Not sure I like the way Chip pay interest on the 6th of the month thus having to wait until the 6th of the next month to get the full interest due...wait wait wait
  • boingy
    boingy Posts: 2,017 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 31 July 2023 at 7:27PM
    jaceyboy said:
    Not sure I like the way Chip pay interest on the 6th of the month thus having to wait until the 6th of the next month to get the full interest due...wait wait wait
    It's the 4th working day so somewhere between the 4th and the 6th, unless you get an awkward bank holiday (or two!). You don't lose any interest though, apart from the 4-6 days interest on the interest, which is tiny.
  • jaceyboy
    jaceyboy Posts: 245 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    boingy said:
    jaceyboy said:
    Not sure I like the way Chip pay interest on the 6th of the month thus having to wait until the 6th of the next month to get the full interest due...wait wait wait
    It's the 4th working day so somewhere between the 4th and the 6th, unless you get an awkward bank holiday (or two!). You don't lose any interest though, apart from the 4-6 days interest on the interest, which is tiny.
    I see, thanks
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