Pre Paying Utilities on Credit Card

infinityx Forumite Posts: 27
Fourth Anniversary 10 Posts
I managed to get a credit card with 22 month 0% purchases and far larger credit limit than i anticipated. The only issue is purchases have to be made in 60days. I only needed 2k for a payment due soon and though it would be good to put it on a fee free credit card. I had another credit card on fee free which expires in November with a 2k balance. so was thinking of doing a balance transfer to this new card for I think 3%. So my New card would still have a credit limit of 5k available. But i dont anticipate any big payment in the next 6 months let alone 12 months. Since I only have 60days to use the limit for 0% I was thinking of over paying my energy bills for then next year. Would this work? Cant think of anything else (maybe council tax?). I dont want to buy things on credit that i dont need just because i have a larger limit that is just stupid but things like utilities and council tax will have to be paid in future anyway.

I have plenty of savings that i put in my ISA that if the need arises i can pay of my debt if the need arises so not worried about credit worthiness and i'm very particular about never missing payments of going over. 


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