We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Retirement is great!

1235711

Comments

  • robatwork
    robatwork Posts: 7,351 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I do like when a reference like the "Ivan Denisovich" one pops up in some unsuspecting forum. Good job.
  • katejo
    katejo Posts: 4,542 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    33scott said:
    I don't dislike my job, I just fell out of love with it.
    I haven't quite fallen  out of love with it but have been doing it for a long time and want to experiment with a change and do other things while still fit and healthy. 
  • sgx2000
    sgx2000 Posts: 584 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    I never understood the attitude
    'I will carry on working'
    What! 
    Wait until you start becoming weaker / unwell and can no longer do the things you would like to do in retirement???

    For me the only fear I have of retiring is that the money could run out...
    I think I just need to somehow get over that...
  • sgx2000
    sgx2000 Posts: 584 Forumite
    Fifth Anniversary 100 Posts Name Dropper

    Wise words Albermarle......


    We are indead all different
  • katejo
    katejo Posts: 4,542 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Nebulous2 said:

    Our finances are sound, but the psychological adjustment from committed employee who felt there was a sense of worth in what I was doing, to being cut loose, was much more difficult than I expected.  
    It is this last part which makes me nervous. Probably fine if I am fit, active and involved in things. Not so good if I were in poor health and isolated at home with no purpose in life. 
  • Rich1976
    Rich1976 Posts: 721 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 4 July 2023 at 7:13PM
    For those that have requested to reduce their working hours or number of days they work a week, how amenable did you find your employer?

    it is something we are interested in doing once the mortgage has been paid off although how soon after depends how our pensions are doing.

    however upon reading my employment contract it states that an employee can request flexible working or going part time but you have to submit a written application to the HR team explaining why you want it, what the impact this will cause on the employee’s own workload as well as that of the department and how will that employee achieve that.

    one of my colleagues in another team recently had their request declined due to the current workload of their team and that the remaining colleagues would not be able to absorb the extra work.
  • katejo
    katejo Posts: 4,542 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Rich1976 said:
    For those that have requested to reduce their working hours or number of days they work a week, how amenable did you find your employer?

    it is something we are interested in doing once the mortgage has been paid off although how soon after depends how our pensions are doing.

    however upon reading my employment contract it states that an employee can request flexible working or going part time but you have to submit a written application to the HR team explaining why you want it, what the impact this will cause on the employee’s own workload as well as that of the department and how will that employee achieve that.

    one of my colleagues in another team recently had their request declined due to the current workload of their team and that the remaining colleagues would not be able to absorb the extra work.
    I have had a surprisingly positive response which is perhaps partly to do with our new boss who started last year. My team manager is already only working 4 days a week which helps. I had to suggest tasks which a casual worker could do for me so that HR couldn't say in the future that my post didn't need  to be full time anymore. I can choose to drop further to 3 days in the future if I want to (or return to full time which is unlikely). 
  • Pat38493
    Pat38493 Posts: 3,540 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It probably also depends partly on how much your employer perceives that they need your experience, and how worried they are that you might just retire completely - after all their workload issues will be even worse if you retire completely or find another job that will let you work 3 or 4 days.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.6K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.