MoreThan home insurance adding lodgers, general feelings

BenEdwards

I got a quote from MoreThan and it seemed good but I will be getting lodgers in a cople of months. They could not tell me how mutch it would add to the premium.  They said that I could cancel at any time (i.e. if the increased premium was too much) without penealty.  If I paid yearly I would get back the full proportian related to the time outstanding on the policy.

Has anyone got any experience of adding lodgerts to this type of policy, did it significantly increase the preimium?

Also has anyone canceled a piolicy where they paid for the full year, did they have any problems or feel they got overcharged?

Lastly do people generaly think MoreThan Home Insurance are a good & resnabaly priced? I tried DirectLine but they weere significantly more expensive, anyone else I should try?

Ben