getting a different credit card

Skizzy_Smith

Recently I have found that trying to purchase with my John Lewis card, It does not send the one time password to my mobile quickly enough to be workable.   A bank debit card I have sends it immediately.   I am looking for a new credit card with good bonuses. Any suggestions?   Also, I have an excellent credit rating, does getting another card alter this? Advice please.  Thanks.

grumbler

Skizzy_Smith said:

Recently I have found that trying to purchase with my John Lewis card, It does not send the one time password to my mobile quickly enough to be workable.   A bank debit card I have sends it immediately.   I am looking for a new credit card with good bonuses. Any suggestions? 

I don't know any with really good bonuses. MSE: Credit card rewards

I have two CCs paying 0.5% cashback (Barclaycard, Aqua), both 'no longer available', but I switched to Chase debit card paying 1%.

And with my main CCs I'm hardly ever asked to enter an OTP. If I ever was, I don't remember any problems.

I have an excellent credit rating, does getting another card alter this?

No, unless your current credit limit is huge and close to your annual income.

km1500

an alternative to having one-time codes sent to your mobile is to have a purchase approved in the app

bouicca21

I have a John Lewis card and terrible mobile  reception.  One time pass codes always arrived too late.  Now I use the app.  That works fine.