Legal protection

naf123

Hi

I want to potentially make a medical negligence claim for an incidient that happened May 2023 and may use my legal protection on my home insurance. 

However it's due for renewal already mid july I do not wish to renew because it's too expensive and I will have a new provider (already set up a new one for mid July) 

So what do I do - I am not ready to claim as I need to get evidence first and then my renewal would have relapsed?

DullGreyGuy

Initiate the claim now, there is no obligation to retain the insurance through the duration of the claim.

naf123

and do i need to tell my new insurance that i have made a claim? But I have already set up new cover stating no claims made in the last 5 years etc? 

DullGreyGuy

naf123 said:

and do i need to tell my new insurance that i have made a claim? But I have already set up new cover stating no claims made in the last 5 years etc? 

Ask them, most dont include Legal Expenses claims but you dont want to find out the hard way that yours is in the minority