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Legal protection

naf123
naf123 Posts: 1,708 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
edited 30 June 2023 at 9:47AM in Insurance & life assurance
Hi

I want to potentially make a medical negligence claim for an incidient that happened May 2023 and may use my legal protection on my home insurance. 

However it's due for renewal already mid july I do not wish to renew because it's too expensive and I will have a new provider (already set up a new one for mid July) 

So what do I do - I am not ready to claim as I need to get evidence first and then my renewal would have relapsed?

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 15,576 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Initiate the claim now, there is no obligation to retain the insurance through the duration of the claim.
  • naf123
    naf123 Posts: 1,708 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    and do i need to tell my new insurance that i have made a claim? But I have already set up new cover stating no claims made in the last 5 years etc? 
  • DullGreyGuy
    DullGreyGuy Posts: 15,576 Forumite
    10,000 Posts Second Anniversary Name Dropper
    naf123 said:
    and do i need to tell my new insurance that i have made a claim? But I have already set up new cover stating no claims made in the last 5 years etc? 
    Ask them, most dont include Legal Expenses claims but you dont want to find out the hard way that yours is in the minority
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