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Barclaycard Rewards Visa and US Car rental

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  • Marchitiello
    Marchitiello Posts: 1,304 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 5 July 2023 at 11:59PM
    Gerry1 said:
    ...could they not have just taken a picture / scan of the back just covering the signature slip (and CVV2) ? 
    I thought merchants are not allowed to store CVVs?

    Hence I said “covering signature slip (and CVV2)”
    WillPS said:
    Gerry1 said:
    ...presented my Amex Platinum Charge Card (yes 3% fee on a $50 daily rent, but worth it for the Hassle free Car Hire insurance included)
    Are you sure that includes full insurance, including damage / injuries caused to third parties?  That's a very unusual benefit on UK cards.
    Amex Platinum is an unusual card - it has an annual fee of £575 for one thing!

    Insurance & Protection | Platinum Card Benefits | Amex UK (americanexpress.com)
    Yes, Amex Platinum  has a very good travel insurance package indeed, which is also better then the US version whereby they will also cover you in addition to the minimum cover that is sometime included as part of the rental cost in certain countries.

    it does cost £575 a year, but with the current statement credits packages (£400 a year on thing that I would have normally spend on anyway), travel insurance value for the whole family, and some Cashback offers on things like hotels, fuel, etc,  I ended up valuing the fee actually paid max £50, which I amply justified for the many lounge entries in the UK and abroad for 4/6 people (6 at the Centurion lounges).
  • Gerry1
    Gerry1 Posts: 10,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry, but it can be read in a different way, i.e. that the photo covered the CVV, rather  than your finger !
  • Marchitiello
    Marchitiello Posts: 1,304 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Gerry1 said:
    Sorry, but it can be read in a different way, i.e. that the photo covered the CVV, rather  than your finger !
    I believe in that context (that the rental company wanted to photograph the front of the card with the cardholder name) the only thing that is not “needed or allowed” in many “modern” cards  that have all the data on the reverse side of the card, is indeed the signature slip that often also contain the CVV2, if not immediately next to it, hence my comment of letting scan it/photograph it but “covering” those two things… 
  • I experienced this for the first time at the end of October last year, I've used the same Barclaycard for years, pre-pandemic to rent cars in the US without this problem.

    My questions are - 
    What's the current state of this issue?
    Is it just Barclaycard Rewards Visa or all Barclaycard's?
    Doe's this impact credit cards from UK across the board?
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