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Renting out and universal credit

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  • poppy12345
    poppy12345 Posts: 18,882 Forumite
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    RezJila said:
    Regardless of the rent you have circa 50% equity in a property you don't live in, none of the exemptions apply therefore you cannot claim Universal credit/assistance with housing costs.

    You might like the answers but it doesn't make them untrue.


    I will still tho pursue this as a complaint - it is not about what I like or not - more like what I feel is my right. 

    Make a complaint against who and what exactly?
  • peteuk
    peteuk Posts: 1,999 Forumite
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    edited 9 July 2023 at 6:23PM
    RezJila said:
    I live in a flat with my partner who she has inherited from his father.

    I purchased my own apartment but she does not want to move into it.

    So I'm asking if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit? 

    My flat purchasing price was 165k which was 50/50 cash and mortgage. 
    Just a thought, as you’re moving in with your partner this now becomes a joint claim, so even if you disregard the flat, income thresholds will include both you and your partners income. Equally any savings they have.


    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • Jyana
    Jyana Posts: 790 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    peteuk said:
    RezJila said:
    I live in a flat with my partner who she has inherited from his father.

    I purchased my own apartment but she does not want to move into it.

    So I'm asking if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit? 

    My flat purchasing price was 165k which was 50/50 cash and mortgage. 
    Just a thought, as you’re moving in with your partner this now becomes a joint claim, so even if you disregard the flat, income thresholds will include both you and your partners income. Equally any savings they have.


    Can you even claim housing costs if your partner is the person charging you rent for the property they own outright?
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Jyana said:. Can you even claim housing costs if your partner is the person charging you rent for the property they own outright?
    No.       
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,347 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Jyana said:
    peteuk said:
    RezJila said:
    I live in a flat with my partner who she has inherited from his father.

    I purchased my own apartment but she does not want to move into it.

    So I'm asking if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit? 

    My flat purchasing price was 165k which was 50/50 cash and mortgage. 
    Just a thought, as you’re moving in with your partner this now becomes a joint claim, so even if you disregard the flat, income thresholds will include both you and your partners income. Equally any savings they have.


    Can you even claim housing costs if your partner is the person charging you rent for the property they own outright?
    Goodness, I'd missed that they asked about housing costs as well!
  • poppy12345
    poppy12345 Posts: 18,882 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Jyana said:
    peteuk said:
    RezJila said:
    I live in a flat with my partner who she has inherited from his father.

    I purchased my own apartment but she does not want to move into it.

    So I'm asking if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit? 

    My flat purchasing price was 165k which was 50/50 cash and mortgage. 
    Just a thought, as you’re moving in with your partner this now becomes a joint claim, so even if you disregard the flat, income thresholds will include both you and your partners income. Equally any savings they have.


    Can you even claim housing costs if your partner is the person charging you rent for the property they own outright?
    Goodness, I'd missed that they asked about housing costs as well!

    They asked about this because they want to move in with their partner and claim UC (partner is likely living in a rented property). They then want to rent out their property but not to their partner.
  • Jyana
    Jyana Posts: 790 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    Jyana said:
    peteuk said:
    RezJila said:
    I live in a flat with my partner who she has inherited from his father.

    I purchased my own apartment but she does not want to move into it.

    So I'm asking if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit? 

    My flat purchasing price was 165k which was 50/50 cash and mortgage. 
    Just a thought, as you’re moving in with your partner this now becomes a joint claim, so even if you disregard the flat, income thresholds will include both you and your partners income. Equally any savings they have.


    Can you even claim housing costs if your partner is the person charging you rent for the property they own outright?
    Goodness, I'd missed that they asked about housing costs as well!

    They asked about this because they want to move in with their partner and claim UC (partner is likely living in a rented property). They then want to rent out their property but not to their partner.
    From the first post it sounds like they already live in the property she owns outright due to her father's inheritance. And it's not entirely clear if he already claims housing benefit since he says:

    "if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit?"
  • poppy12345
    poppy12345 Posts: 18,882 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Jyana said:
    Jyana said:
    peteuk said:
    RezJila said:
    I live in a flat with my partner who she has inherited from his father.

    I purchased my own apartment but she does not want to move into it.

    So I'm asking if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit? 

    My flat purchasing price was 165k which was 50/50 cash and mortgage. 
    Just a thought, as you’re moving in with your partner this now becomes a joint claim, so even if you disregard the flat, income thresholds will include both you and your partners income. Equally any savings they have.


    Can you even claim housing costs if your partner is the person charging you rent for the property they own outright?
    Goodness, I'd missed that they asked about housing costs as well!

    They asked about this because they want to move in with their partner and claim UC (partner is likely living in a rented property). They then want to rent out their property but not to their partner.
    From the first post it sounds like they already live in the property she owns outright due to her father's inheritance. And it's not entirely clear if he already claims housing benefit since he says:

    "if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit?"

    I don't remember reading that in the first comment. When i just looked i see the OP edited the comment 24 hours after posting. I totally missed a comment from them further down on page 1 about the partners property and inheritance. Which of course means they can't claim for help with any rent anyway, even if they didn't have a property of their own that they don't live in.
  • Jyana
    Jyana Posts: 790 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    edited 9 July 2023 at 10:50PM
    Jyana said:
    Jyana said:
    peteuk said:
    RezJila said:
    I live in a flat with my partner who she has inherited from his father.

    I purchased my own apartment but she does not want to move into it.

    So I'm asking if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit? 

    My flat purchasing price was 165k which was 50/50 cash and mortgage. 
    Just a thought, as you’re moving in with your partner this now becomes a joint claim, so even if you disregard the flat, income thresholds will include both you and your partners income. Equally any savings they have.


    Can you even claim housing costs if your partner is the person charging you rent for the property they own outright?
    Goodness, I'd missed that they asked about housing costs as well!

    They asked about this because they want to move in with their partner and claim UC (partner is likely living in a rented property). They then want to rent out their property but not to their partner.
    From the first post it sounds like they already live in the property she owns outright due to her father's inheritance. And it's not entirely clear if he already claims housing benefit since he says:

    "if I rent out my own flat and live in my partner's flat would I still be able to claim housing benefit?"

    I don't remember reading that in the first comment. When i just looked i see the OP edited the comment 24 hours after posting. I totally missed a comment from them further down on page 1 about the partners property and inheritance. Which of course means they can't claim for help with any rent anyway, even if they didn't have a property of their own that they don't live in.
    Oh apologises. I meant the first commet in this comment thread, not the whole post itself. Sorry, my bad for being confusing. It's a bit of a dripfeed thread, having to pick the info here and there as you go a long by the looks of it!

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