Tripped over neighbour's EV cable and damaged it...any insurance cover either way?

FlyingSquirrel2

chrisw said:

FlyingSquirrel2 said:

Partner now tells me he "tripped" with the bike...which might explain the amount of force it took to damage the cable - not sure if this changes the liability situation. I just called our insurer and the claims handler on the phone said "well surely that's their fault?" but then suggested I submit a claim form so that the legal cover team can look at it.

This could be your way out. Hopefully the insurance legal team will come back with a decision and it will either get settled or you can advise the neighbour that the insurance company are refusing to pay as their legal term says you are not liable. Puts the blame on the insurance company!

Still waiting to hear what our insurance company says but essentially I'm hoping it's this, so then we can put the blame on the insurers, exactly as you say!!