coach holiday

beattiesman

doing a 5 day 4 night coach holiday in this country [uk] do you need to have travel insurance .we are over 70 & have a few medical conditions the quotes i am getting are hurrendous more than the cost of the holiday.thanks 

daveyjp

If you are UK residents travel insurance is only useful to cover cancellation and coach company may well offer that.

The NHS will still provide emergency care free of charge wherever you are on holiday.

Humphreyshalfmoon

It is really the risk of cancellation after you have paid in full that you need cover for, if you can stand the loss the answer is probably 'no'. If it is £500 or more maybe you do, the NHS works nationwide

p00hsticks

Unlike the previous posters, I think there is potentially more than cancellation to consider, although some things may already be covered by the OPs home insurance under some sort of 'temporary away from home' clause, and others may be so expensive that you'd prefer to just take the risk...
 
While you don't need to be concerned about medical costs, what about 

• Loss of luggage,
• theft of or damage to expensive items such as phones, cameras, tablets, credit cards etc etc
• Curtailment of holiday due to accident, injury or medical emergency
• Additional travel/accomodation  costs if one or the other of you ends up in hospital away from home and you have to leave the coach party

Here is a summary of the sort of things that Shearings insurance covers
Insurance | Shearings

jimbo6977

A walk-up rail ticket from Fort William to Oxford (for example) is £160. Accommodation at short notice if you need to stay longer in resort due to travelling companion's health issues will not be cheap. Might as well be insured.