Natwest two credits cards?

explorerm

Hello,
I have a Natwest Reward Credit card (with a Natwest Reward current account so monthly Credit Card fee is refunded).

I want to apply for a Natwest Purchase Card (23 months 0%).

Is it possible to hold two Natwest Credit Cards at once? Anyone also have these two Credit Cards ? 

TIA

Dandytf

explorerm said:

Hello,
I have a Natwest Reward Credit card (with a Natwest Reward current account so monthly Credit Card fee is refunded).

I want to apply for a Natwest Purchase Card (23 months 0%).

Is it possible to hold two Natwest Credit Cards at once? Anyone also have these two Credit Cards ? 

TIA

Max 3 cards if nothing has changed.

JamesPeter

explorerm said:

Hello,
I have a Natwest Reward Credit card (with a Natwest Reward current account so monthly Credit Card fee is refunded).

I want to apply for a Natwest Purchase Card (23 months 0%).

Is it possible to hold two Natwest Credit Cards at once? Anyone also have these two Credit Cards ? 

TIA

As Dandytf above says it would seem possible.

I too have the Natwest Rewards card and also the Natwest 'low APR rate' 9% card (I think it is now 12% for new cards) - used for its 0% transactions abroad.

When I had my annual financial review in the branch last month, the advisor was pushing hard for me to also sign up for the 23 month 0% purchase/balance transfer card, but as I always clear my cards in full every month, I could see no real reason to have one.

martinbainbridge1975

natwest are very very picky with their criteria at the moment, getting a straight answer out of them is near impossible if they decline you for a product

superM

I have taken out. 3rd card just 3 weeks ago. So yes you can apply for another card. 

The best will be apply via the app. It will do a soft search and will tell you if you are approved. 

You may get one of the three. 
1. You have been approved 
2. You have been approved but need further details. That's basically referral may be they want to check your income etc. 
3. Decline 

I also find if you have 3 cards with the RBS group and you try to apply for the 4th card within the group it automatically detects how many cards you already have and it come "you already have the maximum cards within the group*

Morglin

I've got 3.  One a recent interest free card.  I had no problems with them, but I do hold current and savings accounts with them.

WillPS

Does having a credit card with one Natwest Group brand block you from getting credit with another?

If not is it 3 across Natwest Group or 3 for Natwest and 3 for RBS (and 3 for Ulster)?

superM

WillPS said:

Does having a credit card with one Natwest Group brand block you from getting credit with another?

If not is it 3 across Natwest Group or 3 for Natwest and 3 for RBS (and 3 for Ulster)?

My understanding is it's 3 cards within the group.