How many Tesco Points do I get?

I have a Tesco credit card and Tesco clubcard and normally spend about £150 a week in Tesco.

How many points do I get when using my Tesco credit card as I now have a debit card that gives me 1% cashback?

Comments

  • molerat
    molerat Posts: 34,234 Forumite
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    edited 25 June 2023 at 1:18PM
    One point per £4 spent in Tesco, one point per £8 elsewhere.  If you use it in Tesco petrol you get 1 point per litre against the 1 point per 2 litres for normal Clubcard and you only need to use it as the Clubcard, you don't need to pay with it.
  • nelliedeen
    nelliedeen Posts: 10 Forumite
    Second Anniversary First Post
    That's what I thought, I'm now better off using my 1% cashback card to pay in Tesco instead of my Tesco credit card, I will still of course use my clubcard for the points. Same for petrol.

    My husband used to deal with the finances.
  • jackieblack
    jackieblack Posts: 10,460 Forumite
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    edited 25 June 2023 at 7:32PM
    It depends what kind of card you have and how long you’ve had it…
    There’s more than a dozen different kinds - many/most no longer available to new customers - and they have different rates. 
    You need to scroll about 3/4 of the way down this page https://www.tescobank.com/credit-cards/existing-customers/
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  • WillPS
    WillPS Posts: 4,930 Forumite
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    It depends what kind of card you have and how long you’ve had it…
    There’s more than a dozen different kinds - many/most no longer available to new customers - and they have different rates. 
    You need to scroll about 3/4 of the way down this page https://www.tescobank.com/credit-cards/existing-customers/

    This is the correct answer.

    Unless you have the Premium card, you are likely better with something offering 1% cashback. If you do have the Premium card then you need to be sure you're getting sufficient value from your £36 annual fee.
  • nelliedeen
    nelliedeen Posts: 10 Forumite
    Second Anniversary First Post

    Unless you have the Premium card, you are likely better with something offering 1% cashback. If you do have the Premium card then you need to be sure you're getting sufficient value from your £36 annual fee.
    No premium card                                                                              .

  • WillPS
    WillPS Posts: 4,930 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper

    Unless you have the Premium card, you are likely better with something offering 1% cashback. If you do have the Premium card then you need to be sure you're getting sufficient value from your £36 annual fee.
    No premium card                                                                              .


    In which case you're earning something pitiful - use the Tesco card in filling stations to activate 1 pt per litre, but pay using your debit card and bank the cashback.
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