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When to apply for a credit card?
Arctic_01
Posts: 4 Newbie
in Credit cards
Hi,
Recently I just started working and have been wanting a credit card for a while now to improve my credit history as there is nothing there at the moment.
I have done the eligibility checker on both MSE and the card provider website and I am 100% guaranteed approval.
Should I wait a certain amount of time before applying for my card since I have only been in work for a week or am I good to just apply now?
Any recommendations are appreciated
Recently I just started working and have been wanting a credit card for a while now to improve my credit history as there is nothing there at the moment.
I have done the eligibility checker on both MSE and the card provider website and I am 100% guaranteed approval.
Should I wait a certain amount of time before applying for my card since I have only been in work for a week or am I good to just apply now?
Any recommendations are appreciated
0
Comments
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Apply now and if declined, try in a couple of months.0
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I think it's fine to apply now. The only time to not apply for a credit card is if you're planning to apply for a mortgage or something else that's important in the next 6 months. Given you've only just started work, I doubt this is the case.
Just remember to pay the balance off in full every month and your credit history will improve substantially.0
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