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Child benefit when earning over 50k

How do you work out what you would need to repay?

Comments

  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • r6mile
    r6mile Posts: 258 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    It's 1% of your yearly Child Benefit for every £100 over the 50k figure.

    So ie. if you have 3 children, for every £100 you earn above it £29 gets clawed back; if you have 2 children it's £20.75 pounds, for 1 child it's £12.50. This is on top of £40 in income tax, as you are a higher-rate taxpayer*

    Keep in mind that the 50k is your Annual Net Income, and it doesn't include pension contributions etc (though does include savings interest). So if you can afford it it's a good idea to think about increasing your pension contributions to stay below 50k as it's very tax efficient.


    * I know CB and HR thresholds are v slightly different (£50099 v £50271) but close enough so I'm simplifying.
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