We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Can someone clear this up for me please - sold on debt
Comments
-
thank you for the above, always a great help and source thankssourcrates said:
If you have their final response, then its time to escalate the matter.happy2017 said:
I've been backwards and forwards with then using Resolver UK which has been great but they are adamant that they are reporting correctly which is frustrating.sourcrates said:Right, apologies for the confusion, in that case, Lowell are incorrectly reporting your debts status, it should be recorded as "D" every month, for default.
The default will show until 24/11/2025, then will be automatically removed.
You should respond to Lowell advising of their "mistake", there entry should show the same date of default as the original, and also display your outstanding balance.
They should no longer be showing missed payments, as default status takes precedence.
I think the ICO deal with credit file complaints, but I would check with the FOS (they have a hotline number on their website) first as they may be able to help.
It seems straightforward enough to me to have this resolved.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards