Pre 1998 Student Loans

SK_SM_14 Forumite Posts: 1 Newbie
edited 22 June at 9:09AM in Student MoneySaving
Is it right that when applying for deferment for a pre 1998 student loan that child benefit is taken into account as earnings? This is paid to me as the mother but is pushing my earnings over the threshold. I would appreciate thoughts on this? 


  • kaMelo
    kaMelo Forumite Posts: 2,128
    1,000 Posts Fourth Anniversary Name Dropper
    edited 23 June at 9:13PM
    Yes, many benefits count as income in regard to mortgage style student loans. UC, Tax Credits, child benefit, carers allowance to name but a few. The only benefits that don't count as income are disability related benefits. 
    Unfortunately they're the terms you agreed to when you took the loans out.

    How far off are you from the age related cancellation?
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