How do I find how many months interest free is on my m&s card?

fitzykev

Can any one tell me how I can find out how many months the interest free period is on my m&s card? Its not on any of the paper work that came with the card. 

km1500

a wild guess - call them ?

MorningcoffeeIV

It'll be on the agreement that came with your card, as well as your statements.

fitzykev

km1500 said:

a wild guess - call them ?

I mean tonight I want to know. The call centre is closed 

grumbler

As suggested above, see your statement.

TadleyBaggie

Seems that M&S doesn't put it on the statements, just checked mine and I couldn't find it (ditto for Tesco).

TheBanker

If you applied online they will have emailed you a copy of your credit agreement. The details of the 0% period for purchases and balance transfers is contained in section 3. They may have sent a printed copy too, I don't have my paperwork handy to check.

For my card, the offer is 0% on purchases for 18 months from the date of account opening, and 0% on balance transfers made within 90 days of opening the account for 15 months from the date of the transfer.

They are also supposed to let you know 21 days before the offer ends via either text, email, secure message in the app or a letter. 

It's annoying that they don't put this information on the statements or make it available in the app.

surreysaver

M&S varies. I think they've been doing different lengths. Mine's 24 months and I took it out November 2022