We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Claiming on Home Insurance - will it impact on a second home insurance policy?
Options

RichNotYet
Posts: 13 Forumite

Hi all. Your wisdom and experience is required please!
My mum died recently, so I notified the insurance company, transferred my mums house insurance to my name, and all was good.
A week ago I entered the property to find the upstairs toilet had sprung a leak: bathroom floor, kitchen ceiling, floor, units, hall carpet, utility room etc all flooded and in a right state.
Insurance company contacted, and claim progressing.
However, can anyone tell me if this claim will have an adverse impact on my own house and contents renewal - i.e. is it the house that carries the risk, or the person who's name holds the insurance?
I'm somewhat worried about any impact to my own insurance at next renewal!
Many thanks in advance.
My mum died recently, so I notified the insurance company, transferred my mums house insurance to my name, and all was good.
A week ago I entered the property to find the upstairs toilet had sprung a leak: bathroom floor, kitchen ceiling, floor, units, hall carpet, utility room etc all flooded and in a right state.
Insurance company contacted, and claim progressing.
However, can anyone tell me if this claim will have an adverse impact on my own house and contents renewal - i.e. is it the house that carries the risk, or the person who's name holds the insurance?
I'm somewhat worried about any impact to my own insurance at next renewal!
Many thanks in advance.
0
Comments
-
RichNotYet said:Insurance company contacted, and claim progressing.
However, can anyone tell me if this claim will have an adverse impact on my own house and contents renewal - i.e. is it the house that carries the risk, or the person who's name holds the insurance?
I'm somewhat worried about any impact to my own insurance at next renewal!
Answer the questions honestly etc but you'll most likely need to declare you've made a recent home insurance policy claim and so it will increase all of your home policies.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards