Credit score goes from 999 to 0 by changing something?

pint6x

Hi all,

I recently changed the criteria on which my credit score is based - I had 1 dependent, though changed this to 0 as son has left home and is now working. My score was then reset to zero! Does it recalculate at some point or have i done something horribly wrong?

Thanks

TadleyBaggie

The good new the number is meaningless and cannot be seen by anyone else. Probably a glitch that will set itself right at some point.

MorningcoffeeIV

pint6x said:

Hi all,

I recently changed the criteria on which my credit score is based - I had 1 dependent, though changed this to 0 as son has left home and is now working. My score was then reset to zero! Does it recalculate at some point or have i done something horribly wrong?

Thanks

It's all good.

Zero is as good as 999 when it comes to credit scores. You'll still get the same deals.

powerful_Rogue

I'll give you a score of 888 for the time being. It has exactly the same effect.

sourcrates

May I refer you to the sticky at the top of this forum -

What your Credit Score really means - Please read first before posting about a credit score issue. — MoneySavingExpert Forum

Whilst your number hitting zero is likely a glitch, the link I have provided (above) will explain everything.

Exodi

Haha the credit scores and metrics on those sites are always amusing.

My partner and I earn around £100k between us with virtually no debt. 'Very High' chance of being accepted for any credit on the various apps.

I recently change my broadband deal to Shell Broadband (couldn't resist that £105 Amazon gift card...) and for some reason Shell decide to hard check me 4 times before the contract comes into effect.

Next time it updates, score has fallen through the floor. 'Very Low' chance of being accepted for anything.

I wouldn't lose sleep over it.

Rossie64

Mine has just done this too. I amended my details to include other income from savings interest then my score dropped from 999 to zero. Now I can’t access my credit report. I just hope it’s a temporary glitch. Wish I’d left well alone.